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Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to use and great customer service

5
Easy to use and great customer service Reviewed on: 19th February 2026

Very competitive savings rates and easy to use app.

5
Very competitive savings rates and easy to use app. Reviewed on: 19th February 2026

Excellent

4
Very helpful and easy to follow up the process and also quick response. Reviewed on: 19th February 2026

I would like to share my feedback regarding your ban...

5
I would like to share my feedback regarding your banking services. Overall, I appreciate the professionalism of your staff and the convenience of your services. The customer support team has been helpful and responsive whenever I needed assistance. However, I believe there is room for improvement in areas such as response time and online service efficiency. Enhancing these aspects would make the customer experience even better. Thank you for your continuous efforts to provide quality service. I look forward to seeing further improvements. Reviewed on: 19th February 2026

Easy to use, great range of products.

5
Easy to use, great range of products. Quick and easy customer service. Reviewed on: 19th February 2026

Easy to set up and use, great savings products and...

5
Easy to set up and use, great savings products and very competitive rates. Reviewed on: 19th February 2026

Top service

5
Great comms & quick account set up 10/10. Helped me out when i needed to access cash & want to start saving with them. Also the card design is really a work of art compared to other cards Reviewed on: 19th February 2026

Very good.

5
Very good. Good service. Easy to navigate website and app. Reviewed on: 19th February 2026

Quick and easy to use, simple to navigate, and easy...

5
Quick and easy to use, simple to navigate, and easy to understand Reviewed on: 19th February 2026

Easy to use, decent return on savings.

5
Easy to use, decent return on savings. Good interest rate offered Reviewed on: 19th February 2026

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