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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

82% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very easy to use.

Very easy to use. Simple ways to invest and I like the short term 7% offer. Reviewed on: 19th February 2026

Great interest rate on savings!

Great interest rate on savings! 7.1 is the best out there- thank you. App is simple to set up and use. Looking forward to each month watching the pot grow. Reviewed on: 19th February 2026

Easy to set up ,

Easy to set up , ive experienced no problems at all. Reviewed on: 19th February 2026

I’ve had a really positive experience with my Zopa a...

I’ve had a really positive experience with my Zopa account so far. The app is straightforward and easy to use, and everything feels clear and transparent – no hidden surprises or confusing jargon. Setting up the account was quick, and managing my money through the app has been simple and stress-free. I particularly like how intuitive the features are, especially being able to track spending and manage savings in one place. Customer support has also been responsive and helpful whenever I’ve needed assistance. Overall, it feels like a modern, reliable bank that actually works around real life. I’d definitely recommend Zopa to anyone looking for a smooth, user-friendly banking experience. Reviewed on: 19th February 2026

More than satisfactory.

So far experience has been more than satisfactory. Only issue recently I have had is spam emails which appear to be from Zopa saying £6000 loans for £96 a month for 6 years. I have blocked contact as this was fraudulent. Don’t know how they are using your details and my information. Reviewed on: 19th February 2026

Good service

Good interest rate and easy to access account Reviewed on: 19th February 2026

I have had a few scam purchases - dealt with immedia...

I have had a few scam purchases - dealt with immediately and set right Reviewed on: 19th February 2026

Great bank, easy to navigate around the software.

Great bank, easy to navigate around the software. Reviewed on: 19th February 2026

Clear a simple money management.

As an existing Zopa customer, was invited to open a current account with Zopa when they first introduced their current account. The cash backbone DirectDebits swung it for me. Setting everything up was super simple and has been easy to manage ever since. Everything is laid out in an easy to digest format. Making it quick and easy to manage your money. Reviewed on: 19th February 2026

Excellent Very easy to use and set up great service

Very easy to use and set up great service Reviewed on: 19th February 2026

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