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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Quick and easy to use, simple to navigate, and easy...

Quick and easy to use, simple to navigate, and easy to understand Reviewed on: 19th February 2026

Easy to use, decent return on savings.

Easy to use, decent return on savings. Good interest rate offered Reviewed on: 19th February 2026

Very easy to use.

Very easy to use. Simple ways to invest and I like the short term 7% offer. Reviewed on: 19th February 2026

Great interest rate on savings!

Great interest rate on savings! 7.1 is the best out there- thank you. App is simple to set up and use. Looking forward to each month watching the pot grow. Reviewed on: 19th February 2026

Easy to set up ,

Easy to set up , ive experienced no problems at all. Reviewed on: 19th February 2026

I’ve had a really positive experience with my Zopa a...

I’ve had a really positive experience with my Zopa account so far. The app is straightforward and easy to use, and everything feels clear and transparent – no hidden surprises or confusing jargon. Setting up the account was quick, and managing my money through the app has been simple and stress-free. I particularly like how intuitive the features are, especially being able to track spending and manage savings in one place. Customer support has also been responsive and helpful whenever I’ve needed assistance. Overall, it feels like a modern, reliable bank that actually works around real life. I’d definitely recommend Zopa to anyone looking for a smooth, user-friendly banking experience. Reviewed on: 19th February 2026

More than satisfactory.

So far experience has been more than satisfactory. Only issue recently I have had is spam emails which appear to be from Zopa saying £6000 loans for £96 a month for 6 years. I have blocked contact as this was fraudulent. Don’t know how they are using your details and my information. Reviewed on: 19th February 2026

Good service

Good interest rate and easy to access account Reviewed on: 19th February 2026

I have had a few scam purchases - dealt with immedia...

I have had a few scam purchases - dealt with immediately and set right Reviewed on: 19th February 2026

Great bank, easy to navigate around the software.

Great bank, easy to navigate around the software. Reviewed on: 19th February 2026

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