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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Clear a simple money management.

As an existing Zopa customer, was invited to open a current account with Zopa when they first introduced their current account. The cash backbone DirectDebits swung it for me. Setting everything up was super simple and has been easy to manage ever since. Everything is laid out in an easy to digest format. Making it quick and easy to manage your money. Reviewed on: 19th February 2026

Excellent Very easy to use and set up great service

Very easy to use and set up great service Reviewed on: 19th February 2026

So simple to set up, access and check

So simple to set up, access and check Reviewed on: 19th February 2026

Fantastic experience and thank you for your services

Fantastic experience and thank you for your services Reviewed on: 19th February 2026

Great bank and good investment rates

Great bank and good investment rates Reviewed on: 19th February 2026

Clear and helpful communication.

Clear and helpful communication. Information needed was satisfactory and understandable . Reviewed on: 19th February 2026

I have only been with Zopa for about 18-24 months bu...

I have only been with Zopa for about 18-24 months but i already have savings with good interest. Reviewed on: 19th February 2026

Great for account, notifications.

Great for account, notifications. A work really well. Customer service is brilliant too. Reviewed on: 19th February 2026

Great account, high savings interest rate, quick to...

Great account, high savings interest rate, quick to setup and easy to use app Reviewed on: 18th February 2026

Great service good back up highly recon

Great service good back up highly recon Reviewed on: 18th February 2026

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