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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

82% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Satisfaction garunteed

I have always been satisfied whenever I have phoned to speak to someone. They are always pleasant, polite and very helpful snd always sort out any issues I have. Always satisfaction garunteed Reviewed on: 18th February 2026

Very good customer service.

Very good customer service. Solved a problem and explained why happened. Reviewed on: 18th February 2026

Brilliant app!

Brilliant app! Works so good and I like to use my Zopa card Reviewed on: 18th February 2026

i have had an account with you over a year i have lo...

i have had an account with you over a year i have loans with u and find the account easy to use evverythink i need to do i find it easy Reviewed on: 18th February 2026

Superb doing business with Zopa

Great App, no complaints at all. They keep me informed, and interest rates are good too Reviewed on: 18th February 2026

Amazing bank

Best bank ever I have had no issues ever Reviewed on: 18th February 2026

Easy banking.

Easy banking. Good explanation of how everything works and value for momey Reviewed on: 18th February 2026

BigTurnips

Everything has been very good with no problems so far Reviewed on: 18th February 2026

It was easy to apply the card and even to use the ca...

It was easy to apply the card and even to use the card at the ATM machines Reviewed on: 18th February 2026

Never had any issues with Zopa Always helpful and...

Never had any issues with Zopa Always helpful and realistic. Reviewed on: 18th February 2026

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