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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great bank no issues great interest rate

Great bank no issues great interest rate Reviewed on: 18th February 2026

Like the 7% AER.

Like the 7% AER. And how easy it is to connect to other accounts. Reviewed on: 18th February 2026

Easy to use app, I like using it.

Easy to use app, I like using it. Reviewed on: 18th February 2026

One of the best card I ve ever used. It os very easy .

Very nice to use . Easy to use. Good customer care Reviewed on: 18th February 2026

Excellent.

Excellent.. this is uses friendly Reviewed on: 18th February 2026

They have brilliant current accounts

They have brilliant current accounts with a great interest rate but their savings accounts have amazing for rates. Absolutely love this bank. Reviewed on: 18th February 2026

Really easy to use, quick and efficient, would highl...

Really easy to use, quick and efficient, would highly recommend. Reviewed on: 18th February 2026

The app is great, it could do without the AI tool

The app is great, it could do without the AI tool though! Making payments is a breeze. Notifications are good, with just enough information. Reviewed on: 18th February 2026

Great experience

Great experience so far, very happy about it. Reviewed on: 18th February 2026

Satisfaction garunteed

I have always been satisfied whenever I have phoned to speak to someone. They are always pleasant, polite and very helpful snd always sort out any issues I have. Always satisfaction garunteed Reviewed on: 18th February 2026

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