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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Very good customer service.

Very good customer service. Solved a problem and explained why happened. Reviewed on: 18th February 2026

Brilliant app!

Brilliant app! Works so good and I like to use my Zopa card Reviewed on: 18th February 2026

i have had an account with you over a year i have lo...

i have had an account with you over a year i have loans with u and find the account easy to use evverythink i need to do i find it easy Reviewed on: 18th February 2026

Superb doing business with Zopa

Great App, no complaints at all. They keep me informed, and interest rates are good too Reviewed on: 18th February 2026

Amazing bank

Best bank ever I have had no issues ever Reviewed on: 18th February 2026

Easy banking.

Easy banking. Good explanation of how everything works and value for momey Reviewed on: 18th February 2026

BigTurnips

Everything has been very good with no problems so far Reviewed on: 18th February 2026

It was easy to apply the card and even to use the ca...

It was easy to apply the card and even to use the card at the ATM machines Reviewed on: 18th February 2026

Never had any issues with Zopa Always helpful and...

Never had any issues with Zopa Always helpful and realistic. Reviewed on: 18th February 2026

Great Bank

Easy site to use. Everything i've done with the site is simple and correct. The rates and extra incentives here are really beneficial for me, helping me save some money in a safe and productive manner. Reviewed on: 18th February 2026

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