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Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
82% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great Bank

5
Easy site to use. Everything i've done with the site is simple and correct. The rates and extra incentives here are really beneficial for me, helping me save some money in a safe and productive manner. Reviewed on: 18th February 2026

Zopa is a reliable and dependable source finance.

5
Zopa is a reliable and dependable source finance. Therefore, I have confidence in recommending Zopa to as many as possible. Reviewed on: 18th February 2026

Easy very professional service very accommodating.

5
Easy very professional service very accommodating. Sorts problems out quickly and efficiently. App easy to understand and manage Reviewed on: 18th February 2026

Best company

5
Great company allways letting you know and keeping you on track Reviewed on: 18th February 2026

Recommended.

4
Recommended. Prompt and clear communications. Reviewed on: 18th February 2026

Had no problems at all easy ti use app

5
Had no problems at all easy ti use app Reviewed on: 18th February 2026

Very good always on track to ideas and support we’re...

5
Very good always on track to ideas and support we’re needed Reviewed on: 18th February 2026

My time with zopa over the years is a very good exp...

5
My time with zopa over the years is a very good experience. I had savings accounts with them, now my banking is done with them, very happy. Reviewed on: 18th February 2026

Best current account I’ve had.

5
Easy to set up account and app very good. Reviewed on: 18th February 2026

So far excellent, need more time .

5
So far excellent, need more time Reviewed on: 18th February 2026

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