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Zopa: Current account reviews

4.83
Based on 6,601 reviews, last reviewed 9th Sep 2026
99% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026
sarah h's avatar
sarah h

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

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Zopa Current account reviews (6601)

The app is great, it could do without the AI tool

5
The app is great, it could do without the AI tool though! Making payments is a breeze. Notifications are good, with just enough information. Reviewed on: 18th February 2026

Great experience

5
Great experience so far, very happy about it. Reviewed on: 18th February 2026

Satisfaction garunteed

5
I have always been satisfied whenever I have phoned to speak to someone. They are always pleasant, polite and very helpful snd always sort out any issues I have. Always satisfaction garunteed Reviewed on: 18th February 2026

Very good customer service.

4
Very good customer service. Solved a problem and explained why happened. Reviewed on: 18th February 2026

Brilliant app!

5
Brilliant app! Works so good and I like to use my Zopa card Reviewed on: 18th February 2026

i have had an account with you over a year i have lo...

5
i have had an account with you over a year i have loans with u and find the account easy to use evverythink i need to do i find it easy Reviewed on: 18th February 2026

Superb doing business with Zopa

5
Great App, no complaints at all. They keep me informed, and interest rates are good too Reviewed on: 18th February 2026

Amazing bank

5
Best bank ever I have had no issues ever Reviewed on: 18th February 2026

Easy banking.

5
Easy banking. Good explanation of how everything works and value for momey Reviewed on: 18th February 2026

BigTurnips

4
Everything has been very good with no problems so far Reviewed on: 18th February 2026

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