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Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
82% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Really simple and efficient to use.

5
Really simple and efficient to use. Interest relates very competitive. Great product to add speed and flexibility! Reviewed on: 18th February 2026

Very good experience very fast and very efficient th...

5
Very good experience very fast and very efficient the best on the market Reviewed on: 18th February 2026

I think is very good for all servise

5
I think is very good for all servise Reviewed on: 18th February 2026

Thankful

5
Very good and easy to use app and cards Reviewed on: 18th February 2026

Easy to use platform.

4
Easy to use platform. Competitive rates Reviewed on: 18th February 2026

Excellence.

5
There were no issues opening an account with Zopa. Very straightforward with excellent interest rates. Reviewed on: 18th February 2026

No issues so far all good.

5
No issues so far all good. Like the cashback and the interest rate Reviewed on: 18th February 2026

Easy to open and use online account.

5
Easy to open account. Online app easy to navigate. Good interest rates Reviewed on: 18th February 2026

Easy to use, fantastic savings rate, very flexible.

5
Easy to use, fantastic savings rate, very flexible. Would be great to increase maximum limit of savings per month. Reviewed on: 18th February 2026

Easy sign up, good app, market leading saving rates

5
Easy sign up, good app, market leading saving rates Reviewed on: 18th February 2026

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