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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

82% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I like the instant access saving.

I like the instant access saving. I put current account excess in your Zopa - love the bonus extra percent. Might like it locked in for a few months though Reviewed on: 18th February 2026

All very easy to use and customer friendly.

All very easy to use and customer friendly. Especially dyslexic friendly graphics that make it easy to navigate the app. Reviewed on: 18th February 2026

Fast and efficient, only had one dealing, everything...

Fast and efficient, only had one dealing, everything runs perfectly. Reviewed on: 18th February 2026

Best for convenience.

Good interest. Best.fpr convenience Reviewed on: 18th February 2026

Really easy to use Zopa online banking app.

Really easy to use Zopa online banking app. Zopa are also really understanding and offer all I need to look after all my finances. Reviewed on: 18th February 2026

Easy banking great features perfect

Easy banking great features perfect Reviewed on: 18th February 2026

It's been so easy to use the app and to do what I ne...

It's been so easy to use the app and to do what I need to do Reviewed on: 18th February 2026

Everything has been great so far.

Everything has been great so far. Reviewed on: 17th February 2026

Great to use quick easy decision

Great to use quick easy decision Reviewed on: 17th February 2026

Using Zopa’s saving account, I was able to boost my...

Using Zopa’s saving account, I was able to boost my monthly savings to maximise them down the line. Zopa has an industry beating rate which makes saving even more rewarding. Reviewed on: 17th February 2026

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