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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Very good experience very fast and very efficient th...

Very good experience very fast and very efficient the best on the market Reviewed on: 18th February 2026

I think is very good for all servise

I think is very good for all servise Reviewed on: 18th February 2026

Thankful

Very good and easy to use app and cards Reviewed on: 18th February 2026

Easy to use platform.

Easy to use platform. Competitive rates Reviewed on: 18th February 2026

Excellence.

There were no issues opening an account with Zopa. Very straightforward with excellent interest rates. Reviewed on: 18th February 2026

No issues so far all good.

No issues so far all good. Like the cashback and the interest rate Reviewed on: 18th February 2026

Easy to open and use online account.

Easy to open account. Online app easy to navigate. Good interest rates Reviewed on: 18th February 2026

Easy to use, fantastic savings rate, very flexible.

Easy to use, fantastic savings rate, very flexible. Would be great to increase maximum limit of savings per month. Reviewed on: 18th February 2026

Easy sign up, good app, market leading saving rates

Easy sign up, good app, market leading saving rates Reviewed on: 18th February 2026

I like the instant access saving.

I like the instant access saving. I put current account excess in your Zopa - love the bonus extra percent. Might like it locked in for a few months though Reviewed on: 18th February 2026

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