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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

82% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to use app with good support

Easy to use app with good support Reviewed on: 17th February 2026

A superb efficient bank that's easy to navigate and...

A superb efficient bank that's easy to navigate and use. Reviewed on: 17th February 2026

Excels in every way.

Excels in every way. Great rates, easy to use site, easy access. Reviewed on: 17th February 2026

Rewarding

Zopa has excellent interest rates, the app is really easy to use and makes it easy to transfer money from your other bank accounts in. It also rewards you with cash incentives. Reviewed on: 17th February 2026

I had a very good experience when joining Zopa.

I had a very good experience when joining Zopa. The sign up process was quick ansmd easy and it was easy to get necessary advice in a timely manner. Reviewed on: 17th February 2026

Great bank, easy to use.

Great bank, easy to use. Love the interest rates attached to the account. Very easy to set up automated banking and split money between savings account. I would definitely recommend this account to friends and family. Reviewed on: 17th February 2026

Fantastic bank with and awesome app interface

Fantastic bank with and awesome app interface Reviewed on: 17th February 2026

Nothing negative happy with the way my account is ma...

Nothing negative happy with the way my account is managed Reviewed on: 17th February 2026

Zopa has potential and future.

Not had much experience but so far I am very impressed with the way Zopa has grown and will be a force to be reckoned. Reviewed on: 17th February 2026

It's been very convenient and offer better interest...

It's been very convenient and offer better interest rates to park the money Reviewed on: 17th February 2026

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