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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Easy to use, fantastic savings rate, very flexible.

Easy to use, fantastic savings rate, very flexible. Would be great to increase maximum limit of savings per month. Reviewed on: 18th February 2026

Easy sign up, good app, market leading saving rates

Easy sign up, good app, market leading saving rates Reviewed on: 18th February 2026

I like the instant access saving.

I like the instant access saving. I put current account excess in your Zopa - love the bonus extra percent. Might like it locked in for a few months though Reviewed on: 18th February 2026

All very easy to use and customer friendly.

All very easy to use and customer friendly. Especially dyslexic friendly graphics that make it easy to navigate the app. Reviewed on: 18th February 2026

Fast and efficient, only had one dealing, everything...

Fast and efficient, only had one dealing, everything runs perfectly. Reviewed on: 18th February 2026

Best for convenience.

Good interest. Best.fpr convenience Reviewed on: 18th February 2026

Really easy to use Zopa online banking app.

Really easy to use Zopa online banking app. Zopa are also really understanding and offer all I need to look after all my finances. Reviewed on: 18th February 2026

Easy banking great features perfect

Easy banking great features perfect Reviewed on: 18th February 2026

It's been so easy to use the app and to do what I ne...

It's been so easy to use the app and to do what I need to do Reviewed on: 18th February 2026

Everything has been great so far.

Everything has been great so far. Reviewed on: 17th February 2026

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