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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

A superb efficient bank that's easy to navigate and...

A superb efficient bank that's easy to navigate and use. Reviewed on: 17th February 2026

Excels in every way.

Excels in every way. Great rates, easy to use site, easy access. Reviewed on: 17th February 2026

Rewarding

Zopa has excellent interest rates, the app is really easy to use and makes it easy to transfer money from your other bank accounts in. It also rewards you with cash incentives. Reviewed on: 17th February 2026

I had a very good experience when joining Zopa.

I had a very good experience when joining Zopa. The sign up process was quick ansmd easy and it was easy to get necessary advice in a timely manner. Reviewed on: 17th February 2026

Great bank, easy to use.

Great bank, easy to use. Love the interest rates attached to the account. Very easy to set up automated banking and split money between savings account. I would definitely recommend this account to friends and family. Reviewed on: 17th February 2026

Fantastic bank with and awesome app interface

Fantastic bank with and awesome app interface Reviewed on: 17th February 2026

Nothing negative happy with the way my account is ma...

Nothing negative happy with the way my account is managed Reviewed on: 17th February 2026

Zopa has potential and future.

Not had much experience but so far I am very impressed with the way Zopa has grown and will be a force to be reckoned. Reviewed on: 17th February 2026

It's been very convenient and offer better interest...

It's been very convenient and offer better interest rates to park the money Reviewed on: 17th February 2026

Very easy to use app.

Very easy to use app. Good aditions, would recommend to anyone Reviewed on: 17th February 2026

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