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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great to use quick easy decision

Great to use quick easy decision Reviewed on: 17th February 2026

Using Zopa’s saving account, I was able to boost my...

Using Zopa’s saving account, I was able to boost my monthly savings to maximise them down the line. Zopa has an industry beating rate which makes saving even more rewarding. Reviewed on: 17th February 2026

Easy to use app with good support

Easy to use app with good support Reviewed on: 17th February 2026

A superb efficient bank that's easy to navigate and...

A superb efficient bank that's easy to navigate and use. Reviewed on: 17th February 2026

Excels in every way.

Excels in every way. Great rates, easy to use site, easy access. Reviewed on: 17th February 2026

Rewarding

Zopa has excellent interest rates, the app is really easy to use and makes it easy to transfer money from your other bank accounts in. It also rewards you with cash incentives. Reviewed on: 17th February 2026

I had a very good experience when joining Zopa.

I had a very good experience when joining Zopa. The sign up process was quick ansmd easy and it was easy to get necessary advice in a timely manner. Reviewed on: 17th February 2026

Great bank, easy to use.

Great bank, easy to use. Love the interest rates attached to the account. Very easy to set up automated banking and split money between savings account. I would definitely recommend this account to friends and family. Reviewed on: 17th February 2026

Fantastic bank with and awesome app interface

Fantastic bank with and awesome app interface Reviewed on: 17th February 2026

Nothing negative happy with the way my account is ma...

Nothing negative happy with the way my account is managed Reviewed on: 17th February 2026

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