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Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
82% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great service provider.

5
Great service provider. It is a online bank where your money is safe Reviewed on: 16th February 2026

I’ve always had a great experience with Zoopa there...

5
I’ve always had a great experience with Zoopa there customer service is brilliant and there rates are definitely the best around. Reviewed on: 16th February 2026

Well I got great experience!

5
Well I got great experience! The online bank ever Reviewed on: 16th February 2026

Amazing Experience, great customer service.

5
Amazing Experience, great customer service. Reviewed on: 16th February 2026

Easy to use and quick transactions

5
Easy to use and quick transactions Reviewed on: 16th February 2026

Great bank

5
Great for saving. Highly recommend Reviewed on: 16th February 2026

Super Zopa

5
Love it! Why use any other bank? Reviewed on: 16th February 2026

Easy Peasy

5
Easy app to navigate and very easy to set up an account. Excellent interest rates. Reviewed on: 16th February 2026

I love the pots system.

5
I love the pots system. Being able to see "pending interest" earned daily is a major motivator that traditional banks don't offer. Reviewed on: 16th February 2026

Very good customer service avd very approachable if...

5
Very good customer service avd very approachable if you have worries Reviewed on: 16th February 2026

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