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Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
82% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
See only 1 star reviews
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Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great Service

5
I'm happy happily enjoying using Card no hassle Excellent service quality recommend to others Reviewed on: 16th February 2026

Great service and customer care.

5
Great service and customer care. Really enjoy the help Reviewed on: 16th February 2026

Really easy to open, good customer service and lots...

5
Really easy to open, good customer service and lots of ways t9 save Reviewed on: 16th February 2026

Excellent customer services glad I opened account

5
Excellent customer services glad I opened account Reviewed on: 16th February 2026

Easy to use emergency help

5
Easy to use and very helpful!Money for all time Reviewed on: 16th February 2026

Easy to manage accounts in app

5
Good range of accounts and ease of managing savings pots. Helpful Notifications and reminders and good overview of accounts at a glance Reviewed on: 16th February 2026

Simple Easy Reliable

5
I only recently started using zopa but it's so fast and simple to set up and use right away. Ideal for savings and putting money aside. Their customer service I have had to deal with on a few occasions now relating to certain financial things and they have always been very knowledgeable and willing to help every time Reviewed on: 16th February 2026

excellent current account

4
Good rate. Good value for money. It's worth recommending it to friends and family and associates. Reviewed on: 16th February 2026

Zopa is there when needed.

5
Zopa is there when needed. I like setting up my mom amount payment Reviewed on: 16th February 2026

Fast service and great interest rates

5
Fast service and great interest rates Reviewed on: 16th February 2026

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