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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

82% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good service and easy app to use

Good service and easy app to use Reviewed on: 16th February 2026

New bank account with Zopa.

Recently opened a bank account with Zopa. Really easy to do and a great rate of interest Reviewed on: 16th February 2026

Very easy and quick to use.

Very easy and quick to use. Excellent interest rates. Reviewed on: 16th February 2026

Best online banking ever come across.

Best online banking ever come across. Good, quick accessible to account. Immediate response. Amazing provider and lender. Reviewed on: 16th February 2026

Just what the Dr ordered

Easy to use app and very good rates of interest Reviewed on: 16th February 2026

Car issue

I had trouble with my card and advices me to try a card manchine which it works but not in any stores, they tried again there end but still the same issue. They the advise to sent out a new card. Now all is well and working. Reviewed on: 16th February 2026

Best bank ever

I love everything about Zopa customer service is excellent funding options are varied Reviewed on: 16th February 2026

Never had any problems or issues.

Never had any problems or issues. Reviewed on: 16th February 2026

Excellent service always from Zopa

Excellent service always from Zopa Reviewed on: 16th February 2026

no issues, app easy to use and few errors.

no issues, app easy to use and few errors. Reviewed on: 16th February 2026

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