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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Zopa is there when needed.

Zopa is there when needed. I like setting up my mom amount payment Reviewed on: 16th February 2026

Fast service and great interest rates

Fast service and great interest rates Reviewed on: 16th February 2026

Good service and easy app to use

Good service and easy app to use Reviewed on: 16th February 2026

New bank account with Zopa.

Recently opened a bank account with Zopa. Really easy to do and a great rate of interest Reviewed on: 16th February 2026

Very easy and quick to use.

Very easy and quick to use. Excellent interest rates. Reviewed on: 16th February 2026

Best online banking ever come across.

Best online banking ever come across. Good, quick accessible to account. Immediate response. Amazing provider and lender. Reviewed on: 16th February 2026

Just what the Dr ordered

Easy to use app and very good rates of interest Reviewed on: 16th February 2026

Car issue

I had trouble with my card and advices me to try a card manchine which it works but not in any stores, they tried again there end but still the same issue. They the advise to sent out a new card. Now all is well and working. Reviewed on: 16th February 2026

Best bank ever

I love everything about Zopa customer service is excellent funding options are varied Reviewed on: 16th February 2026

Never had any problems or issues.

Never had any problems or issues. Reviewed on: 16th February 2026

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