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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

82% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

It’s my favourite bank account - so easy and so many...

It’s my favourite bank account - so easy and so many perks! Reviewed on: 16th February 2026

Just so easy to open and use.

Just so easy to open and use. With a welcome £10 as my son did a referral too. Useful to get access to high interest savings but also to get interest on the balance in the current account is great. Reviewed on: 16th February 2026

Zopa is a bank for the people that believe in...

Zopa is a bank for the people that believe in banks Reviewed on: 16th February 2026

Good service

Easy to use easy to apply and easily connected in regards to any issues Reviewed on: 16th February 2026

Ease of use with the app.

Ease of use with the app. Loan application very easy Reviewed on: 16th February 2026

Excellent Account

I am really impressed with the service and range of benefits. Zopa made it so easy to set up my accounts. Reviewed on: 16th February 2026

Easy to use app, good rates.

Easy to use app, good rates. No problems using Zopa. Reviewed on: 16th February 2026

Easy access to my accounts and the app is very infor...

Easy access to my accounts and the app is very informative. Reviewed on: 16th February 2026

Great bank.

I have been using my account for just over a year and have never had any problems with it and love all the features! Reviewed on: 16th February 2026

Zopa offers a great current

Zopa offers a great current account, with cashback on bills. Their savings accounts offerings also really compliment the current account well. App is slick and works well. Reviewed on: 16th February 2026

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