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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Just so easy to open and use.

Just so easy to open and use. With a welcome £10 as my son did a referral too. Useful to get access to high interest savings but also to get interest on the balance in the current account is great. Reviewed on: 16th February 2026

Zopa is a bank for the people that believe in...

Zopa is a bank for the people that believe in banks Reviewed on: 16th February 2026

Good service

Easy to use easy to apply and easily connected in regards to any issues Reviewed on: 16th February 2026

Ease of use with the app.

Ease of use with the app. Loan application very easy Reviewed on: 16th February 2026

Excellent Account

I am really impressed with the service and range of benefits. Zopa made it so easy to set up my accounts. Reviewed on: 16th February 2026

Easy to use app, good rates.

Easy to use app, good rates. No problems using Zopa. Reviewed on: 16th February 2026

Easy access to my accounts and the app is very infor...

Easy access to my accounts and the app is very informative. Reviewed on: 16th February 2026

Great bank.

I have been using my account for just over a year and have never had any problems with it and love all the features! Reviewed on: 16th February 2026

Zopa offers a great current

Zopa offers a great current account, with cashback on bills. Their savings accounts offerings also really compliment the current account well. App is slick and works well. Reviewed on: 16th February 2026

Smooth no fuss current account.

Smooth no fuss current account. Amazing features with value for money not to mention it’s security and peace of mind is a priority for them. Reviewed on: 16th February 2026

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