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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Excellent service always from Zopa

Excellent service always from Zopa Reviewed on: 16th February 2026

no issues, app easy to use and few errors.

no issues, app easy to use and few errors. Reviewed on: 16th February 2026

It’s my favourite bank account - so easy and so many...

It’s my favourite bank account - so easy and so many perks! Reviewed on: 16th February 2026

Just so easy to open and use.

Just so easy to open and use. With a welcome £10 as my son did a referral too. Useful to get access to high interest savings but also to get interest on the balance in the current account is great. Reviewed on: 16th February 2026

Zopa is a bank for the people that believe in...

Zopa is a bank for the people that believe in banks Reviewed on: 16th February 2026

Good service

Easy to use easy to apply and easily connected in regards to any issues Reviewed on: 16th February 2026

Ease of use with the app.

Ease of use with the app. Loan application very easy Reviewed on: 16th February 2026

Excellent Account

I am really impressed with the service and range of benefits. Zopa made it so easy to set up my accounts. Reviewed on: 16th February 2026

Easy to use app, good rates.

Easy to use app, good rates. No problems using Zopa. Reviewed on: 16th February 2026

Easy access to my accounts and the app is very infor...

Easy access to my accounts and the app is very informative. Reviewed on: 16th February 2026

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