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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great bank.

I have been using my account for just over a year and have never had any problems with it and love all the features! Reviewed on: 16th February 2026

Zopa offers a great current

Zopa offers a great current account, with cashback on bills. Their savings accounts offerings also really compliment the current account well. App is slick and works well. Reviewed on: 16th February 2026

Smooth no fuss current account.

Smooth no fuss current account. Amazing features with value for money not to mention it’s security and peace of mind is a priority for them. Reviewed on: 16th February 2026

I love Zopa banking it’s so easy to use and the rate...

I love Zopa banking it’s so easy to use and the rates are great Reviewed on: 16th February 2026

All good problems solved in quickly over phone

All good no problems in first few months since joining. Reviewed on: 16th February 2026

Easy to set up, access and see what is happening wit...

Easy to set up, access and see what is happening with my money. No problems at all Reviewed on: 16th February 2026

I really dislike the app!

I really dislike the app, it is awkward and not user friendly. Reviewed on: 16th February 2026

Great service, easy app and good interest rate

Great service, easy app and good interest rate Reviewed on: 16th February 2026

Very fast transactions and easy to use app.

Very fast transactions and easy to use app. Very clear data and highly recommend Reviewed on: 16th February 2026

Very good

Excelent very good, I'm happy, best Reviewed on: 16th February 2026

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