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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

82% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Positive customer service experience, easy to use app.

Positive customer service experience, easy to use app. My go to for savings. Reviewed on: 16th February 2026

Good interest on products easy to use app

Good interest on products easy to use app Reviewed on: 16th February 2026

excellent experience

My experience with the Zopa card has been very positive. The app is intuitive, everything is fast and transparent, and managing expenses becomes much easier. Payments have worked flawlessly, and the instant notifications help me keep track of my money in real time. I would recommend the Zopa card to anyone who wants better control over their finances and a modern banking service. Reviewed on: 16th February 2026

It’s just really simple and slick.

It’s just really simple and slick. Reviewed on: 16th February 2026

Rates are great.excellent service all round!

Rates are great. site is use friendly and when I had an issue, it was easy to call and get a response sorted Reviewed on: 16th February 2026

Very good I’m very happy to use Zopa

Very good I’m very happy to use Zopa Reviewed on: 16th February 2026

The nank is fairly basic in my opinion but theirUI a...

The nank is fairly basic in my opinion but theirUI and aim to be a smarter bank is interested. The option of having an interest free account is needed Reviewed on: 16th February 2026

Have been albe to boost my credit score thanks to...

Have been albe to boost my credit score thanks to zopa Reviewed on: 16th February 2026

Good online banking services

If you’re happy with online banking only, this is an excellent option. Good online customer service and support, great banking experience Reviewed on: 16th February 2026

Easy to manage app is easy to explain.

Easy to manage app is easy to explain. Reviewed on: 16th February 2026

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