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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

A happy new customer

I am new to my Zopa account, but I am very pleased with all aspects of this account. It is very easy to use, convenient, and fair in that it pays interest on balances. Reviewed on: 16th February 2026

Easy to set up and great interest rates

Easy to set up and great interest rates Reviewed on: 16th February 2026

Positive customer service experience, easy to use app.

Positive customer service experience, easy to use app. My go to for savings. Reviewed on: 16th February 2026

Good interest on products easy to use app

Good interest on products easy to use app Reviewed on: 16th February 2026

excellent experience

My experience with the Zopa card has been very positive. The app is intuitive, everything is fast and transparent, and managing expenses becomes much easier. Payments have worked flawlessly, and the instant notifications help me keep track of my money in real time. I would recommend the Zopa card to anyone who wants better control over their finances and a modern banking service. Reviewed on: 16th February 2026

It’s just really simple and slick.

It’s just really simple and slick. Reviewed on: 16th February 2026

Rates are great.excellent service all round!

Rates are great. site is use friendly and when I had an issue, it was easy to call and get a response sorted Reviewed on: 16th February 2026

Very good I’m very happy to use Zopa

Very good I’m very happy to use Zopa Reviewed on: 16th February 2026

The nank is fairly basic in my opinion but theirUI a...

The nank is fairly basic in my opinion but theirUI and aim to be a smarter bank is interested. The option of having an interest free account is needed Reviewed on: 16th February 2026

Have been albe to boost my credit score thanks to...

Have been albe to boost my credit score thanks to zopa Reviewed on: 16th February 2026

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