Paid advertisement
Smart Money People Logo

Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
82% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6589)

Great interest rates

4
Great interest rates, app is easy to use Reviewed on: 15th February 2026

Something extra

5
I am getting extra money with Zopa biscuit (caahback for direct debits, interest). Thank you Reviewed on: 15th February 2026

Great service , great rates, easy to use , simple t...

5
Great service , great rates, easy to use , simple to set up Reviewed on: 15th February 2026

Easy to use app, clear and easy to use.

5
Easy to use app, clear and easy to use. Great savings products, have recommended to family members. Reviewed on: 15th February 2026

Excellent credit, low interest, easy payments

5
Excellent credit, low interest, easy payments Reviewed on: 15th February 2026

Competitive rates and user friendly

5
Competitive interest rates on savings pots and a user friendly app for managing my accounts online. Reviewed on: 15th February 2026

Easy app , feel like a valued customer.

5
Easy app , feel like a valued customer. Reviewed on: 15th February 2026

Easy app and service helpful one of the number 1...

5
Easy app and service helpful one of the number 1 1️⃣ Reviewed on: 15th February 2026

Brilliant app to plan savings, the app makes it easy...

5
Brilliant app to plan savings, the app makes it easy and gamified for a fun experience Reviewed on: 15th February 2026

Excellent Zopa supporting for me thank you very much

5
Excellent Zopa supporting for me thank you very much Reviewed on: 15th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69084 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44343 reviews
    Zopa
    View all products