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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Something extra

I am getting extra money with Zopa biscuit (caahback for direct debits, interest). Thank you Reviewed on: 15th February 2026

Great service , great rates, easy to use , simple t...

Great service , great rates, easy to use , simple to set up Reviewed on: 15th February 2026

Easy to use app, clear and easy to use.

Easy to use app, clear and easy to use. Great savings products, have recommended to family members. Reviewed on: 15th February 2026

Excellent credit, low interest, easy payments

Excellent credit, low interest, easy payments Reviewed on: 15th February 2026

Competitive rates and user friendly

Competitive interest rates on savings pots and a user friendly app for managing my accounts online. Reviewed on: 15th February 2026

Easy app , feel like a valued customer.

Easy app , feel like a valued customer. Reviewed on: 15th February 2026

Easy app and service helpful one of the number 1...

Easy app and service helpful one of the number 1 1️⃣ Reviewed on: 15th February 2026

Brilliant app to plan savings, the app makes it easy...

Brilliant app to plan savings, the app makes it easy and gamified for a fun experience Reviewed on: 15th February 2026

Excellent Zopa supporting for me thank you very much

Excellent Zopa supporting for me thank you very much Reviewed on: 15th February 2026

Great rates

Very good rates. Easy to use. A little laggy between accounts. Reviewed on: 15th February 2026

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