Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

View other Zopa products

4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

82% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Great rates

Very good rates. Easy to use. A little laggy between accounts. Reviewed on: 15th February 2026

Excellent

Is excellent I’m more more happy to invite a friend Reviewed on: 15th February 2026

Everything works so efficiently the app the transfer...

Everything works so efficiently the app the transfers direct debits all so easy to set up and use Reviewed on: 15th February 2026

wonder ful costmer services very helpful

wonder ful costmer services very helpful Reviewed on: 15th February 2026

Industry beating products.

Industry beating products. App is very easy to use. Great range of accounts available. Reviewed on: 15th February 2026

Zopa has great perks and benefits!

I think Zopa has great perks and benefits! I also love their customer support- which has always been easy to access. The app itself is also quite easy to navigate. Very happy with Zopa!! Reviewed on: 15th February 2026

Zopa card is really easy to operate.

Zopa card is really easy to operate. They always provide lots of clear information on their products and financial matters in general. Everything is explained in plain language. The cashback and interest rates are really good. Reviewed on: 15th February 2026

Whenever I had a problem, I just called customer ser...

Whenever I had a problem, I just called customer service helpline very good all the time help very quick and fast. I love this account is good. Reviewed on: 15th February 2026

Mostly good I had good experience using Zopa current...

Mostly good I had good experience using Zopa current account. My only complains about the send money options a few times there were delays and seeing transfer pending Reviewed on: 15th February 2026

Great app Really easy to use explained really well

Really easy to use explained really well Reviewed on: 15th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Monzo 4.85 from 19406 reviews
Plus Current Account
from The Cumberland 4.69 from 39 reviews
Black Account
from NatWest 4.08 from 233 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44343 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub