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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Excellent

Is excellent I’m more more happy to invite a friend Reviewed on: 15th February 2026

Everything works so efficiently the app the transfer...

Everything works so efficiently the app the transfers direct debits all so easy to set up and use Reviewed on: 15th February 2026

wonder ful costmer services very helpful

wonder ful costmer services very helpful Reviewed on: 15th February 2026

Industry beating products.

Industry beating products. App is very easy to use. Great range of accounts available. Reviewed on: 15th February 2026

Zopa has great perks and benefits!

I think Zopa has great perks and benefits! I also love their customer support- which has always been easy to access. The app itself is also quite easy to navigate. Very happy with Zopa!! Reviewed on: 15th February 2026

Zopa card is really easy to operate.

Zopa card is really easy to operate. They always provide lots of clear information on their products and financial matters in general. Everything is explained in plain language. The cashback and interest rates are really good. Reviewed on: 15th February 2026

Whenever I had a problem, I just called customer ser...

Whenever I had a problem, I just called customer service helpline very good all the time help very quick and fast. I love this account is good. Reviewed on: 15th February 2026

Mostly good I had good experience using Zopa current...

Mostly good I had good experience using Zopa current account. My only complains about the send money options a few times there were delays and seeing transfer pending Reviewed on: 15th February 2026

Great app Really easy to use explained really well

Really easy to use explained really well Reviewed on: 15th February 2026

Easy to use app.

Easy to use app. Interest on current account. Boosted savings for whole year. Customer service helpful. Have had savings for some time, so current account is a bonus. Reviewed on: 15th February 2026

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