Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

View other Zopa products

4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

82% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Excellent service and products.

Excellent service and products. Excellent service and products Reviewed on: 15th February 2026

Seamless and simple

Honestly this is the simplest and most straightforward banking I have ever experienced. Signing up was ridiculously easy and literally took a couple of minutes with zero hassle. These days transferring cash or just glancing at my balance is totally seamless with no messing about and no head scratching moments at all. The app is nice and clean modern but not flashy or overcomplicated. It genuinely turns banking into something quick and almost pleasant instead of a pain. By far the best one out there for me. Reviewed on: 15th February 2026

Very good

Very good I am very pleased Zopa Bank Reviewed on: 15th February 2026

Good service and a interest rate.

Good service and a interest rate. Reviewed on: 15th February 2026

Really easy to use App, good interest rates.

Really easy to use App, good interest rates. Reviewed on: 15th February 2026

Great interest rates and easy to use

Great interest rates and easy to use Reviewed on: 15th February 2026

Very good customer service fast at dealing with com...

Very good customer service fast at dealing with complaints Reviewed on: 15th February 2026

Simplicity, so easy to set up !

Simplicity, so easy to set up ! Very very secure Reviewed on: 15th February 2026

Very friendly and helpful service with good products.

Very friendly and helpful service with good products. Reviewed on: 15th February 2026

Everything has been very easy and straightforward

Everything has been very easy and straightforward Reviewed on: 15th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select current account
from RBS 4.10 from 370 reviews
Classic Account
from Lloyds Bank 3.95 from 796 reviews
Classic Plus Account
from TSB 3.70 from 179 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44343 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub