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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Very easy to use with good returns

Very easy to use with good returns Reviewed on: 15th February 2026

Excellent banking Zola

Excellent banking and reliable with brilliant customer service Reviewed on: 15th February 2026

Excellent service and products.

Excellent service and products. Excellent service and products Reviewed on: 15th February 2026

Seamless and simple

Honestly this is the simplest and most straightforward banking I have ever experienced. Signing up was ridiculously easy and literally took a couple of minutes with zero hassle. These days transferring cash or just glancing at my balance is totally seamless with no messing about and no head scratching moments at all. The app is nice and clean modern but not flashy or overcomplicated. It genuinely turns banking into something quick and almost pleasant instead of a pain. By far the best one out there for me. Reviewed on: 15th February 2026

Very good

Very good I am very pleased Zopa Bank Reviewed on: 15th February 2026

Good service and a interest rate.

Good service and a interest rate. Reviewed on: 15th February 2026

Really easy to use App, good interest rates.

Really easy to use App, good interest rates. Reviewed on: 15th February 2026

Great interest rates and easy to use

Great interest rates and easy to use Reviewed on: 15th February 2026

Very good customer service fast at dealing with com...

Very good customer service fast at dealing with complaints Reviewed on: 15th February 2026

Simplicity, so easy to set up !

Simplicity, so easy to set up ! Very very secure Reviewed on: 15th February 2026

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