Paid advertisement
Smart Money People Logo

Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
82% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6589)

It's was very esay to use and we can send money thro...

5
It's was very esay to use and we can send money through voice command Reviewed on: 15th February 2026

Fabulous account easy to use.

5
Fabulous account easy to use.better tjan mainstream banks Reviewed on: 15th February 2026

Easy to use, i like the cashback

4
Easy to use, i like the cashback Reviewed on: 15th February 2026

Very helpful customer service workers.

5
Very helpful customer service workers. Easy to use app and greet promotional offers. I would recommend this app to app my friends. Reviewed on: 15th February 2026

Excellent service overall.

5
Excellent service overall. Very happy with it. Unbeatable interest on Reviewed on: 15th February 2026

Very easy to use app.

5
Very easy to use app. Offered brilliant savings accounts with leading interest rates when opening a current account. Had 0 problems so far. Only comment is I wish there was a search function for transactions, so you didn't have to scroll through all your payments. Reviewed on: 15th February 2026

Zopa have been a lifeline and more than a bank and c...

5
Zopa have been a lifeline and more than a bank and credit provider. They have literally been a lifesaver. from unepected emergency costs in life or to assisting with birthdays and Christmas's. Over 2 years I have had the wonderful opportunity to use there services and benefits. Reviewed on: 15th February 2026

Everything is simple and uncomplicated to use.

5
Everything is simple and un complicated Reviewed on: 15th February 2026

Best bank account I have had.

5
Fantastic bank account easy to use fantastic customer service and good support. Would recommend to family and friends Reviewed on: 15th February 2026

Great account, you won't be dissapointed

5
Opened a new account in minutes the process was straightforward and no trouble at all. Its a great account with good rewards. Best of all it allows you to open a brilliant regular saver with a market leading return. Reviewed on: 15th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69084 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44343 reviews
    Zopa
    View all products