Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Fabulous account easy to use.

Fabulous account easy to use.better tjan mainstream banks Reviewed on: 15th February 2026

Easy to use, i like the cashback

Easy to use, i like the cashback Reviewed on: 15th February 2026

Very helpful customer service workers.

Very helpful customer service workers. Easy to use app and greet promotional offers. I would recommend this app to app my friends. Reviewed on: 15th February 2026

Excellent service overall.

Excellent service overall. Very happy with it. Unbeatable interest on Reviewed on: 15th February 2026

Very easy to use app.

Very easy to use app. Offered brilliant savings accounts with leading interest rates when opening a current account. Had 0 problems so far. Only comment is I wish there was a search function for transactions, so you didn't have to scroll through all your payments. Reviewed on: 15th February 2026

Zopa have been a lifeline and more than a bank and c...

Zopa have been a lifeline and more than a bank and credit provider. They have literally been a lifesaver. from unepected emergency costs in life or to assisting with birthdays and Christmas's. Over 2 years I have had the wonderful opportunity to use there services and benefits. Reviewed on: 15th February 2026

Everything is simple and uncomplicated to use.

Everything is simple and un complicated Reviewed on: 15th February 2026

Best bank account I have had.

Fantastic bank account easy to use fantastic customer service and good support. Would recommend to family and friends Reviewed on: 15th February 2026

Great account, you won't be dissapointed

Opened a new account in minutes the process was straightforward and no trouble at all. Its a great account with good rewards. Best of all it allows you to open a brilliant regular saver with a market leading return. Reviewed on: 15th February 2026

I’m glad I have joined this company

Always keeps me up to date on my daily spending habits. Which is a good thing because I don’t have to worry about my money. Always update me on how I’m doing. Keeps me informed o and Diret debits.this is my personal experience is better than my own bank account. Very helpful and understanding thank you Reviewed on: 15th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

FlexPlus
from Nationwide 4.47 from 363 reviews
Black account
from NatWest 4.05 from 234 reviews
Current account
from Halifax 4.27 from 987 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub