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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

82% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I’m glad I have joined this company

Always keeps me up to date on my daily spending habits. Which is a good thing because I don’t have to worry about my money. Always update me on how I’m doing. Keeps me informed o and Diret debits.this is my personal experience is better than my own bank account. Very helpful and understanding thank you Reviewed on: 15th February 2026

Easily opened my account then just as easy to open b...

Easily opened my account then just as easy to open biscuit. Reviewed on: 15th February 2026

Great online bank

No problems. Easy access good rates of interest and happy with this bank Reviewed on: 15th February 2026

Excellent service definitely recommend amazing

Excellent service definitely recommend Reviewed on: 15th February 2026

Best instant access savings I could find

Best instant access savings I could find Reviewed on: 15th February 2026

Very good except some issues such as recharge denial...

Very good except some issues such as recharge denial from post office and decline from some other services. Reviewed on: 15th February 2026

I’ve had a Zopa credit card and savings account for...

I’ve had a Zopa credit card and savings account for a few years and am very pleased with them both and the service I recieve Reviewed on: 15th February 2026

Easy banking

Easy banking with helpful staff when needed. App works well and interest rates are rair Reviewed on: 15th February 2026

Speedy, smooth, simple and SUPERB.

From applying for an account right up till this point things have been fantastic and everything correspondence wise is in plain English and is so easy to understand so there’s nothing to trip you up Reviewed on: 15th February 2026

Lesley 123

Very friendly staff and always there to help if needed Reviewed on: 15th February 2026

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