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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Best bank account I have had.

Fantastic bank account easy to use fantastic customer service and good support. Would recommend to family and friends Reviewed on: 15th February 2026

Great account, you won't be dissapointed

Opened a new account in minutes the process was straightforward and no trouble at all. Its a great account with good rewards. Best of all it allows you to open a brilliant regular saver with a market leading return. Reviewed on: 15th February 2026

I’m glad I have joined this company

Always keeps me up to date on my daily spending habits. Which is a good thing because I don’t have to worry about my money. Always update me on how I’m doing. Keeps me informed o and Diret debits.this is my personal experience is better than my own bank account. Very helpful and understanding thank you Reviewed on: 15th February 2026

Easily opened my account then just as easy to open b...

Easily opened my account then just as easy to open biscuit. Reviewed on: 15th February 2026

Great online bank

No problems. Easy access good rates of interest and happy with this bank Reviewed on: 15th February 2026

Excellent service definitely recommend amazing

Excellent service definitely recommend Reviewed on: 15th February 2026

Best instant access savings I could find

Best instant access savings I could find Reviewed on: 15th February 2026

Very good except some issues such as recharge denial...

Very good except some issues such as recharge denial from post office and decline from some other services. Reviewed on: 15th February 2026

I’ve had a Zopa credit card and savings account for...

I’ve had a Zopa credit card and savings account for a few years and am very pleased with them both and the service I recieve Reviewed on: 15th February 2026

Easy banking

Easy banking with helpful staff when needed. App works well and interest rates are rair Reviewed on: 15th February 2026

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