Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Easily opened my account then just as easy to open b...

Easily opened my account then just as easy to open biscuit. Reviewed on: 15th February 2026

Great online bank

No problems. Easy access good rates of interest and happy with this bank Reviewed on: 15th February 2026

Excellent service definitely recommend amazing

Excellent service definitely recommend Reviewed on: 15th February 2026

Best instant access savings I could find

Best instant access savings I could find Reviewed on: 15th February 2026

Very good except some issues such as recharge denial...

Very good except some issues such as recharge denial from post office and decline from some other services. Reviewed on: 15th February 2026

I’ve had a Zopa credit card and savings account for...

I’ve had a Zopa credit card and savings account for a few years and am very pleased with them both and the service I recieve Reviewed on: 15th February 2026

Easy banking

Easy banking with helpful staff when needed. App works well and interest rates are rair Reviewed on: 15th February 2026

Speedy, smooth, simple and SUPERB.

From applying for an account right up till this point things have been fantastic and everything correspondence wise is in plain English and is so easy to understand so there’s nothing to trip you up Reviewed on: 15th February 2026

Lesley 123

Very friendly staff and always there to help if needed Reviewed on: 15th February 2026

Very easy to use appeasy to set up my isa.

Very easy to set up my isa. Interest shown as it accumulates which is nice Reviewed on: 15th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bank account
from HSBC 3.91 from 1388 reviews
Current Account
from Post Office 3.60 from 4 reviews
Bank account pay monthly
from HSBC 4.19 from 42 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub