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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

82% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very easy to use appeasy to set up my isa.

Very easy to set up my isa. Interest shown as it accumulates which is nice Reviewed on: 15th February 2026

I love everything from the app to the customer exper...

I love everything from the app to the customer experience! Reviewed on: 15th February 2026

Easy to use app, with great interest rates.

Great account- easy to navigate app, delighted to earn interest on the current account & even more so with the interest on my savings pots. Reviewed on: 15th February 2026

All good .

All good . Opened quickly and running smoothly Reviewed on: 15th February 2026

Great service, value great customer service

Great service, value great customer service Reviewed on: 15th February 2026

Perfect.

Perfect. Who could ask for more does exactly what you need and what you would expect. Reviewed on: 15th February 2026

Very is bank to use and very safe bank to...

Very is bank to use and very safe bank to put moneny Reviewed on: 14th February 2026

Current account for porpoise

Been using Zopa current account for several months now I like to use my bank for payment use of funds earned more interest from Zopa current account in my short period than I did with my old bank in years Reviewed on: 14th February 2026

Excellent banking service i ever had.

Excellent banking service i ever had. Reviewed on: 14th February 2026

It's been great and happy to be a customer

It's been great and happy to be a customer Reviewed on: 14th February 2026

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