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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

82% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent product

Biscuit is a fantastic product, I hope more banks will follow Reviewed on: 14th February 2026

Extremely nice!

Extremely nice! It is really easy to access Reviewed on: 14th February 2026

So easy to set up and just a nice easy straightforwa...

So easy to set up and just a nice easy straightforward account Reviewed on: 14th February 2026

Easy and straight forward application

Easy and straight forward application Reviewed on: 14th February 2026

An everyday banking giant at your fingertips

Very easy to use, easy sign up, clear terms and conditions with lots of ways to save that suits each individual Reviewed on: 14th February 2026

They are a very good bank.

They are a very good bank. Could do with a few extra products for savings. We really liked the cash back on Dorect Debits but the cap on these is fairly low which is probably the reason I will be leaving the bank soon. Reviewed on: 14th February 2026

Money matters

Its quick and easy and easy to save money Reviewed on: 14th February 2026

Great app & good account.

The Biscuit current account is easy to manage online & the benefits of the account are worthwhile. Reviewed on: 14th February 2026

Zopa offers great value for cash back, interest on c...

Zopa offers great value for cash back, interest on current accounts and savings rates. I’m earning top rates with all my Zopa accounts so very happy. Reviewed on: 14th February 2026

Best on-line banking

Good service, excellent offers easy to navigate online banking app. Friendly customer service. Lots of information and offers. Excellent credit card rates too. Reviewed on: 14th February 2026

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