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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Speedy, smooth, simple and SUPERB.

From applying for an account right up till this point things have been fantastic and everything correspondence wise is in plain English and is so easy to understand so there’s nothing to trip you up Reviewed on: 15th February 2026

Lesley 123

Very friendly staff and always there to help if needed Reviewed on: 15th February 2026

Very easy to use appeasy to set up my isa.

Very easy to set up my isa. Interest shown as it accumulates which is nice Reviewed on: 15th February 2026

I love everything from the app to the customer exper...

I love everything from the app to the customer experience! Reviewed on: 15th February 2026

Easy to use app, with great interest rates.

Great account- easy to navigate app, delighted to earn interest on the current account & even more so with the interest on my savings pots. Reviewed on: 15th February 2026

All good .

All good . Opened quickly and running smoothly Reviewed on: 15th February 2026

Great service, value great customer service

Great service, value great customer service Reviewed on: 15th February 2026

Perfect.

Perfect. Who could ask for more does exactly what you need and what you would expect. Reviewed on: 15th February 2026

Very is bank to use and very safe bank to...

Very is bank to use and very safe bank to put moneny Reviewed on: 14th February 2026

Current account for porpoise

Been using Zopa current account for several months now I like to use my bank for payment use of funds earned more interest from Zopa current account in my short period than I did with my old bank in years Reviewed on: 14th February 2026

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