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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Zopa offers great value for cash back, interest on c...

Zopa offers great value for cash back, interest on current accounts and savings rates. I’m earning top rates with all my Zopa accounts so very happy. Reviewed on: 14th February 2026

Best on-line banking

Good service, excellent offers easy to navigate online banking app. Friendly customer service. Lots of information and offers. Excellent credit card rates too. Reviewed on: 14th February 2026

Excellent experience with money transfers and savings

Excellent experience with money transfers and savings Reviewed on: 14th February 2026

Very satisfying and good

Very satisfying and good and wood recommend to anyone Reviewed on: 14th February 2026

Always been happy with the use of Zopa.

Always been happy with the use of Zopa. Since having only a credit card, to the beta account and saving, to the biscuit account. Reviewed on: 14th February 2026

love zopa best banking app

Easy to use the app - u can see everything in one place. Notifications immediately transactions are made. Love Zopa Reviewed on: 14th February 2026

Absolutely fantastic service and love the option to...

Absolutely fantastic service and love the option to manage online Reviewed on: 14th February 2026

Very easy app to use, transfers are smooth and quick.

Very easy app to use, transfers are smooth and quick. App is very responsive Reviewed on: 14th February 2026

Very happy with everything thank u

Great reliable service no complaints at all. Reviewed on: 14th February 2026

So easy to set up account and very competitive inter...

So easy to set up account and very competitive interest rates Reviewed on: 14th February 2026

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