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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Very happy customer

So easy to set up an account, clear and straightforward navigation on the app. No jargon, transparent terms and conditions too. Reviewed on: 13th February 2026

ApartZopa Takes the Biscuit ..

Apart from having to manually switch everything is an improvement on my previous account. I’m advised in advance of pending transactions and can easily access customer services if required Reviewed on: 13th February 2026

Very good service and easy to use

Very good service and easy to use Reviewed on: 13th February 2026

using the account by app.

Easy using the account by app. A bit unknown if any other method to transfer money not through the biscuit current account. Reviewed on: 13th February 2026

Excellent service10

Excellent service. Great app and very easy to use. Reviewed on: 13th February 2026

Easy App, user friendly.

Easy App, user friendly.. Great savings rates. Reviewed on: 13th February 2026

Good interest rates should take off the £300 cap

Good interest rates should take off the £300 cap Reviewed on: 13th February 2026

Excellent on line account and service

Excellent on line account and service Reviewed on: 13th February 2026

Great bank

Good range of accounts for savings. App easy to use. Great bank. Reviewed on: 13th February 2026

Nothing but positive things to say about Zopa.

Nothing but positive things to say about Zopa. I have hit financial difficulties and they have been amazing. Reviewed on: 13th February 2026

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