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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

using the account by app.

Easy using the account by app. A bit unknown if any other method to transfer money not through the biscuit current account. Reviewed on: 13th February 2026

Excellent service10

Excellent service. Great app and very easy to use. Reviewed on: 13th February 2026

Easy App, user friendly.

Easy App, user friendly.. Great savings rates. Reviewed on: 13th February 2026

Good interest rates should take off the £300 cap

Good interest rates should take off the £300 cap Reviewed on: 13th February 2026

Excellent on line account and service

Excellent on line account and service Reviewed on: 13th February 2026

Great bank

Good range of accounts for savings. App easy to use. Great bank. Reviewed on: 13th February 2026

Nothing but positive things to say about Zopa.

Nothing but positive things to say about Zopa. I have hit financial difficulties and they have been amazing. Reviewed on: 13th February 2026

Best bank

Great interest rates and user freindly website Reviewed on: 13th February 2026

Excellent interest rates.

Excellent interest rates. App is great for instant access to your money and transactions at a glance and very user friendly. I had a problem and it was sorted very easily within a couple of days using the app. Reviewed on: 13th February 2026

Good service Easy to operate

Good service Easy to operate Reviewed on: 13th February 2026

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