Paid advertisement
Smart Money People Logo

Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
81% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6589)

Buen banco

5
Me gusta este banco lo tiene todo buena tasa de interes y es muy confiable. Reviewed on: 13th February 2026

Great info and communication easy switch between ac...

5
Great info and communication easy switch between accounts and interest earned Reviewed on: 13th February 2026

Great choices and competitive interest rates .

5
Great choice of accounts, easy to open and navigate. Also excellent interest rates. I researched many accounts before choosing Zopa. Reviewed on: 13th February 2026

Great online banking

5
Easy to use app. Very simple to add and withdraw my money. Very good monthly saver rate Reviewed on: 13th February 2026

Good rates, good offers, nice colours

5
Good rates, good offers, nice colours Reviewed on: 13th February 2026

very professional

5
very professional Reviewed on: 13th February 2026

I find zoopa bank very easy to deal with in their ap...

5
I find zoopa bank very easy to deal with in their app and everybody's very professional thank you Reviewed on: 12th February 2026

Very attractive

5
Really pleased with the interest returns – the mobile app is straightforward and easy to use, cashback arrives quickly, and the amounts are very attractive! Reviewed on: 12th February 2026

Zopa All The Way

5
Nil issues so far …. And used several of zopa services Reviewed on: 12th February 2026

Execellent experience and low rates.

5
Execellent experience and low rates. Reviewed on: 12th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69084 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44343 reviews
    Zopa
    View all products