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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

81% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Fun and quirky advertising and easy to use platforms...

Fun and quirky advertising and easy to use platforms with excellent interest rates - what's not to love! Reviewed on: 12th February 2026

Simply the easiest bank and app.

Simply the easiest bank and app to use. The best interest rates. Reviewed on: 12th February 2026

Excellent banking and service

Trouble free account opening and money transfer. Good create of interest. Reviewed on: 12th February 2026

Very easy to set up and transfer funds into my account.

Very easy to set up and transfer funds into my account. Reviewed on: 12th February 2026

Great account

Great easy to open account, simple decent app too. My only criticism is that they're should be a biscuit on the debit card! Reviewed on: 12th February 2026

Is a great account giving access to high interest ra...

Is a great account giving access to high interest rates on other savings, higher than any other current account. Having current and savings in the same place makes total sense and this account makes it easy and worthwhile Reviewed on: 12th February 2026

Superb experience.

Experience has been superb, easy set up, intuitive app. No worries whatsoever. Reviewed on: 12th February 2026

Easy to deal with.

Easy to deal with. Good app. Still reasonably competitive on interest rates . Reviewed on: 12th February 2026

Excellent service

Excellent service. Would recommend Reviewed on: 12th February 2026

It’s been great so far, super easy to use.

It’s been great so far, super easy to use. Reviewed on: 12th February 2026

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