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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Simply the easiest bank and app.

Simply the easiest bank and app to use. The best interest rates. Reviewed on: 12th February 2026

Excellent banking and service

Trouble free account opening and money transfer. Good create of interest. Reviewed on: 12th February 2026

Very easy to set up and transfer funds into my account.

Very easy to set up and transfer funds into my account. Reviewed on: 12th February 2026

Great account

Great easy to open account, simple decent app too. My only criticism is that they're should be a biscuit on the debit card! Reviewed on: 12th February 2026

Is a great account giving access to high interest ra...

Is a great account giving access to high interest rates on other savings, higher than any other current account. Having current and savings in the same place makes total sense and this account makes it easy and worthwhile Reviewed on: 12th February 2026

Superb experience.

Experience has been superb, easy set up, intuitive app. No worries whatsoever. Reviewed on: 12th February 2026

Easy to deal with.

Easy to deal with. Good app. Still reasonably competitive on interest rates . Reviewed on: 12th February 2026

Excellent service

Excellent service. Would recommend Reviewed on: 12th February 2026

It’s been great so far, super easy to use.

It’s been great so far, super easy to use. Reviewed on: 12th February 2026

Best ever bank providing best interest rate on saving

Best ever bank providing best interest rate on saving Reviewed on: 12th February 2026

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from Lloyds Bank 3.91 from 801 reviews
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