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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

81% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Best ever bank providing best interest rate on saving

Best ever bank providing best interest rate on saving Reviewed on: 12th February 2026

Great first impression

The current account is easy to use and the card is free, I have received the quality service I expect. There is clear communication throughout the setup and helpful information available via the app and through emails. Reviewed on: 12th February 2026

Thank you

All products are easy to use and not had any problems so far! Reviewed on: 12th February 2026

Great on line experience- very clear and easy to nav...

Great on line experience- very clear and easy to navigate. it has some very unique features which I like Reviewed on: 12th February 2026

It is certainly one of the best saving accounts.

It is certainly one of the best saving accounts. It does take a bit of commitment to earn the interest, but worthwhile. I also like the Biscuit name. Reviewed on: 12th February 2026

Efficient customer service when querying saving acc

When querying about saving accounts, the customer service was prompt and helpful, they were straight to the point and told me the exact instructions that I needed, which helped me open the account that I wanted to. Reviewed on: 12th February 2026

Fantastic

Great experience good customer care Reviewed on: 12th February 2026

User friendly and you earn as you use your account

User friendly and you earn as you use your account Reviewed on: 12th February 2026

Easy to use the app helps to understand the amounts...

Easy to use the app helps to understand the amounts been used Reviewed on: 12th February 2026

Easy to open.

Easy to open. Questions answered quickly. Great returns on savings accounts. Well done! Reviewed on: 12th February 2026

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