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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

81% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Brilliant couldnt ask for better

Brilliant couldnt ask for better Reviewed on: 12th February 2026

Very easy to access , easy to understand and use and...

Very easy to access , easy to understand and use and competitive interest rates Reviewed on: 12th February 2026

So far so good...

So far so good, only had the account for a month so far! The Savers Account provides very high interest so that's good. Reviewed on: 12th February 2026

My Biscuit is so sweet.

The account is simple to open and use, and as well as getting interest on account balance, there are lots of savings accounts and Isa account to earn more interest. Reviewed on: 12th February 2026

New but powerful.

New but powerful. You’re able to get cashback on your money and spendings- making your money work for you. Reviewed on: 12th February 2026

App very easy to negotiate.

App very easy to negotiate. Great design Reviewed on: 12th February 2026

Great app, easier to read and check bank balance

Great app, easier to read and check bank balance Reviewed on: 12th February 2026

My opinion

Its good. Apparently I need to ramble to fill this box but 'its good' seems good enough to me. Reviewed on: 12th February 2026

Great bank, simple apps no confusions

Great bank, simple apps no confusions Reviewed on: 12th February 2026

It’s a yes from me!

The app is very user friendly, and the interest rates are very competitive! Reviewed on: 12th February 2026

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