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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Very easy to access , easy to understand and use and...

Very easy to access , easy to understand and use and competitive interest rates Reviewed on: 12th February 2026

So far so good...

So far so good, only had the account for a month so far! The Savers Account provides very high interest so that's good. Reviewed on: 12th February 2026

My Biscuit is so sweet.

The account is simple to open and use, and as well as getting interest on account balance, there are lots of savings accounts and Isa account to earn more interest. Reviewed on: 12th February 2026

New but powerful.

New but powerful. You’re able to get cashback on your money and spendings- making your money work for you. Reviewed on: 12th February 2026

App very easy to negotiate.

App very easy to negotiate. Great design Reviewed on: 12th February 2026

Great app, easier to read and check bank balance

Great app, easier to read and check bank balance Reviewed on: 12th February 2026

My opinion

Its good. Apparently I need to ramble to fill this box but 'its good' seems good enough to me. Reviewed on: 12th February 2026

Great bank, simple apps no confusions

Great bank, simple apps no confusions Reviewed on: 12th February 2026

It’s a yes from me!

The app is very user friendly, and the interest rates are very competitive! Reviewed on: 12th February 2026

Easy and innovative.

Easy to open. Easy to invest.easy to invite. Reviewed on: 12th February 2026

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