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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

81% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy and innovative.

Easy to open. Easy to invest.easy to invite. Reviewed on: 12th February 2026

Very satisfied and recommend to others.

Very satisfied and recommend to others. Reviewed on: 12th February 2026

Professional easy banking.

Professional easy banking. Good clear app, easy to use. Reviewed on: 12th February 2026

Excellent service, very helpful, easy to use app

Excellent service, very helpful, easy to use app Reviewed on: 12th February 2026

Honestly, I didn't expect my application to be appro...

Honestly, I didn't expect my application to be approved so quickly when I applied for an account with Zopa. I was and still am truly impressed with the approach I received. I highly recommend Zopa to everyone; it's simply worth it! Thank you! Reviewed on: 12th February 2026

Make life easy with zooa

I find Zopa easy and reliable to use makes my life easier Reviewed on: 12th February 2026

App is so easy to use.

App is so easy to use. Amazing customer service. Reviewed on: 12th February 2026

Great stuff so far great product

Great stuff so far managed to save a great amount Reviewed on: 12th February 2026

great bank

Good bank. The saver’s rate is very competitive. Reviewed on: 12th February 2026

great account

great account with good interest rates easy to set up and quick to send out cards and pin Reviewed on: 12th February 2026

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