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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Easy to use the app helps to understand the amounts...

Easy to use the app helps to understand the amounts been used Reviewed on: 12th February 2026

Easy to open.

Easy to open. Questions answered quickly. Great returns on savings accounts. Well done! Reviewed on: 12th February 2026

Brilliant couldnt ask for better

Brilliant couldnt ask for better Reviewed on: 12th February 2026

Very easy to access , easy to understand and use and...

Very easy to access , easy to understand and use and competitive interest rates Reviewed on: 12th February 2026

So far so good...

So far so good, only had the account for a month so far! The Savers Account provides very high interest so that's good. Reviewed on: 12th February 2026

My Biscuit is so sweet.

The account is simple to open and use, and as well as getting interest on account balance, there are lots of savings accounts and Isa account to earn more interest. Reviewed on: 12th February 2026

New but powerful.

New but powerful. You’re able to get cashback on your money and spendings- making your money work for you. Reviewed on: 12th February 2026

App very easy to negotiate.

App very easy to negotiate. Great design Reviewed on: 12th February 2026

Great app, easier to read and check bank balance

Great app, easier to read and check bank balance Reviewed on: 12th February 2026

My opinion

Its good. Apparently I need to ramble to fill this box but 'its good' seems good enough to me. Reviewed on: 12th February 2026

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Alternative products

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from Lloyds Bank 3.91 from 805 reviews
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