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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great team great app Very straight forward when deal...

Great team great app Very straight forward when dealing with bank account or loans Reviewed on: 12th February 2026

Never had any problems to be honest with Zopa Account

Never had any problems to be honest. Reviewed on: 12th February 2026

Recommended by my daughter and not disappointed.

Recommended by my daughter and not disappointed. Great interest rate. Reviewed on: 12th February 2026

Strange name Great Bank

From opening accounts, depositing funds& referring a family member it was a breeze. Reviewed on: 12th February 2026

I have no negative experiences with Zopa, by far I’m...

I have no negative experiences with Zopa, by far I’m really enjoying and also happy. Reviewed on: 12th February 2026

Top Bank

Have a few bank accounts and this is my main account due to all the great facilities with Zoopla Reviewed on: 12th February 2026

Amazing bank never had a issue always helpful 24/7

Amazing bank never had a issue always helpful 24/7 Reviewed on: 12th February 2026

Consistently Great Experience

I have been using Zopa’s current account for two years and my experience has been consistently positive. The account setup process was quick and straightforward, and the app is intuitive and easy to navigate. Payments and transfers are processed quickly, and the real-time notifications help me keep track of my spending. I also appreciate the transparency, with no hidden fees or unexpected charges. Overall, it has been a reliable and convenient banking option for my everyday needs Reviewed on: 12th February 2026

Helps with finance freedom treats me ok

Helps with finance freedom treats me ok Reviewed on: 12th February 2026

Easy and efficient

Was easy to set up and manage. I find Zopa have decent rates and the app is easy to navigate Reviewed on: 12th February 2026

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