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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

81% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

100 per cent happy with Zopa, easy to use and great...

100 per cent happy with Zopa, easy to use and great communication. Reviewed on: 12th February 2026

Never a problem when I call,

Never a problem when I call, only solutions Reviewed on: 12th February 2026

Competitive interest rates associated with a great app.

Competitive interest rates associated with a great app. Reviewed on: 12th February 2026

Easy to use and set up with easy instructions

Easy to use and set up with easy instructions Reviewed on: 12th February 2026

Easy to use and also the user interface its great.

Easy to use and also the user interface its great. Reviewed on: 12th February 2026

Recommended.

Recommended. Good comparative interest rates Reviewed on: 12th February 2026

.Great products

I like how I have a credit card and my bank account in the one place also they way Zopa makes your saving grow as you receive interest on your account Reviewed on: 12th February 2026

Helpful easy acces to account and loans if required

Helpful easy acces to account and loans if required Reviewed on: 12th February 2026

Fantastic

I applied for credit card then bank account so easy to do and better than my bank I've been with for 40 years so much more to offer and easy to understand and don't have to pay monthly payment for same what I get from my other well known bank Fantastic Reviewed on: 12th February 2026

Really happy with the choice of products Zopa has to...

Really happy with the choice of products Zopa has to offer so much so that I have recommended Zopa to a friend who has joined! Reviewed on: 12th February 2026

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