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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

81% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great app

Love the app and rates easy to navigate and contact for help Reviewed on: 12th February 2026

One of the best banks now

Excellent customer service, gives interest and cash back on the current account, and offers top of range additional instant access savings account. The ISA interest could be better, as higher rates for flexible ISA savings accounts are offered elsewhere, but overall ZOPA is very good. Reviewed on: 12th February 2026

Seamless Experience

I've been using Zopa for a while now and the experience has been flawless. The app is incredibly intuitive, making it easy to manage my money and see my interest growing in real time. Reviewed on: 12th February 2026

Good experience and easy to use had no problems what...

Good experience and easy to use had no problems whatsoever with the app Reviewed on: 12th February 2026

I have just love this card it is very good

I have just love this card it is very good Reviewed on: 12th February 2026

Had nothing but good experience since joining Zopa

Had nothing but good experience since joining Zopa Reviewed on: 12th February 2026

Great products .

Great products. Great customer service Reviewed on: 12th February 2026

Brilluant

The outstanding reviews you made me go with you and iv only been with you under a year and im delighted with the service Reviewed on: 12th February 2026

Great customer service

Very helpful customer service provided when I had a problem. Reviewed on: 12th February 2026

Customer service needs vast improvement

Customer service needs vast improvement Reviewed on: 12th February 2026

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