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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Easy to open, nice app, competitive rates

Easy to open, nice app, competitive rates Reviewed on: 12th February 2026

Very easy to use and very friendly service.

Very easy to use and very friendly service. I have been a customer of zopa for quite some time now and I love it. Reviewed on: 12th February 2026

Good saving rate, but poor app design

Good saving rate, but poor app design Reviewed on: 12th February 2026

So easy to use.

So easy to use. Offers good rates of interest. Reviewed on: 12th February 2026

I have not had a bad experience with Zopa, even when...

I have not had a bad experience with Zopa, even when I thought there was an issue it was dealt with swiftly and professionally. Reviewed on: 12th February 2026

Great interest rates and more,!

Great interest rates, easy to use app, quick notifications of funds arriving, good options for different pots Reviewed on: 12th February 2026

transfer process

The transfer process from outside UK is faster now. Thank you. Reviewed on: 12th February 2026

Only positives so far .

Only positives so far and that’s even before Zopa becoming a bank. Reviewed on: 12th February 2026

Excellent rates for the current account plus savings...

Excellent rates for the current account plus savings and a very simple way to transfer money from other bank accounts. Reviewed on: 12th February 2026

It’s a very good and simple to understand

It’s a very good and simple to understand Reviewed on: 12th February 2026

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