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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

81% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great bank that does all the standard things well pl...

Great bank that does all the standard things well plus amazing interest rates on savings accounts. Reviewed on: 12th February 2026

Excellent, all the banking top notch

Excellent, all the banking top notch Reviewed on: 12th February 2026

Easy banking & saving

Started with savings account, subsequently opened current & regular savings. Very easy to open & manage the accounts, competitive interest rates and special rates for jumping a hoop or two. Very happy, have already recommended to friend who still has a savings account with Zopa. Reviewed on: 12th February 2026

Great bank with wide selection of products and great...

Great bank with wide selection of products and great customer service Reviewed on: 12th February 2026

Great experience , lovely features, easy to use

Great experience , lovely features, easy to use Reviewed on: 12th February 2026

Very easy to apply for and use.

Very easy to apply for and use. Looking forward to using it more I. The future Reviewed on: 12th February 2026

Thank you so much excellent bank

Thank you so much excellent service and bank Reviewed on: 12th February 2026

I’ve been with Zopa for a few years now and I have t...

I’ve been with Zopa for a few years now and I have to say they deserve to be awarded for their service. Reviewed on: 12th February 2026

Easy to use and hassle free.

Easy to use and hassle free. Quick transfer of Mo at and easy navigation through the app Reviewed on: 12th February 2026

Open An Account You Dummy's, It's Great

Great perks and easy to use app, that's all you need and Zopa gives you both. Reviewed on: 12th February 2026

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