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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

So easy to use.

So easy to use. Offers good rates of interest. Reviewed on: 12th February 2026

I have not had a bad experience with Zopa, even when...

I have not had a bad experience with Zopa, even when I thought there was an issue it was dealt with swiftly and professionally. Reviewed on: 12th February 2026

Great interest rates and more,!

Great interest rates, easy to use app, quick notifications of funds arriving, good options for different pots Reviewed on: 12th February 2026

transfer process

The transfer process from outside UK is faster now. Thank you. Reviewed on: 12th February 2026

Only positives so far .

Only positives so far and that’s even before Zopa becoming a bank. Reviewed on: 12th February 2026

Excellent rates for the current account plus savings...

Excellent rates for the current account plus savings and a very simple way to transfer money from other bank accounts. Reviewed on: 12th February 2026

It’s a very good and simple to understand

It’s a very good and simple to understand Reviewed on: 12th February 2026

Great rates on my saver account.

Great rates on my saver account. Beats all the other banks. Reviewed on: 12th February 2026

Excellent app and excellent customer service

Excellent app and excellent customer service Reviewed on: 12th February 2026

Great bank that does all the standard things well pl...

Great bank that does all the standard things well plus amazing interest rates on savings accounts. Reviewed on: 12th February 2026

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