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Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
81% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good saving rate, but poor app design

4
Good saving rate, but poor app design Reviewed on: 12th February 2026

So easy to use.

5
So easy to use. Offers good rates of interest. Reviewed on: 12th February 2026

I have not had a bad experience with Zopa, even when...

5
I have not had a bad experience with Zopa, even when I thought there was an issue it was dealt with swiftly and professionally. Reviewed on: 12th February 2026

Great interest rates and more,!

4
Great interest rates, easy to use app, quick notifications of funds arriving, good options for different pots Reviewed on: 12th February 2026

transfer process

5
The transfer process from outside UK is faster now. Thank you. Reviewed on: 12th February 2026

Only positives so far .

5
Only positives so far and that’s even before Zopa becoming a bank. Reviewed on: 12th February 2026

Excellent rates for the current account plus savings...

5
Excellent rates for the current account plus savings and a very simple way to transfer money from other bank accounts. Reviewed on: 12th February 2026

It’s a very good and simple to understand

5
It’s a very good and simple to understand Reviewed on: 12th February 2026

Great rates on my saver account.

5
Great rates on my saver account. Beats all the other banks. Reviewed on: 12th February 2026

Excellent app and excellent customer service

5
Excellent app and excellent customer service Reviewed on: 12th February 2026

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