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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

81% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great start-up features.

Great start-up features. I hope that all the good features don't disappear Reviewed on: 12th February 2026

It’s a good and respected bank never let me down goo...

It’s a good and respected bank never let me down good and friendly service all the best Reviewed on: 12th February 2026

Very Amazing experience with Zopa and the team

Very Amazing experience with Zopa and the team Reviewed on: 12th February 2026

You can see promptly what your account is doing

You can see promptly what your account is doing Reviewed on: 12th February 2026

Amazing experience with the team

Amazing experience with the team Reviewed on: 12th February 2026

With Zopa, Savings are better and easier.

With Zopa, Savings are better and easier. Reviewed on: 12th February 2026

Zopa are very good even when I was very ill after ha...

Zopa are very good even when I was very ill after having an accident . Zopa understood and were very helpful Reviewed on: 12th February 2026

Good rates friendly customer service

Good rates friendly customer service Reviewed on: 12th February 2026

Easy to open an account and good interest rates

Easy to open an account and good interest rates Reviewed on: 12th February 2026

Great Bank App

I’ve been using this banking app for a few months, and overall it’s been a smooth experience. The interface is clean, and everyday tasks like checking my balance, transferring money, or viewing transactions are quick and intuitive. Overall, it’s a reliable and convenient tool for managing my finances on the go.. Reviewed on: 12th February 2026

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