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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
81% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great accounts and loans,products are useful fory fi...

5
Great accounts and loans,products are useful fory financial situation Reviewed on: 12th February 2026

Zopa are incredible constant help when neeeded

5
Zopa are incredible constant help when neeeded Reviewed on: 12th February 2026

Just a greperfectat bank with everything in one place

5
Just a great bank with everything in one place Reviewed on: 12th February 2026

Great service very easy to use great interest rate

5
Great service very easy to use great interest rate Reviewed on: 12th February 2026

Pleasant Experience

5
I have had a very pleasant, hassle-free experience banking with Zopa. The app is very easy to use as well. Reviewed on: 12th February 2026

It’s everything you need in a bank

5
Zopa offer great ways to save with very good interest rates and investment opportunities. They offer good advice, customer service is good and they’re easy to get hold of and very attentive. They an excellent range of products, user friendly app which is easy to navigate. I feel very happy as a customer here. Reviewed on: 12th February 2026

It is a great bank, I love the voice activated money...

5
It is a great bank, I love the voice activated money transfer service and the interest is high too. Reviewed on: 12th February 2026

Making managing money easier

5
Very easy and efficient for managing money. Reviewed on: 12th February 2026

I find Zopa easy to use and understand

5
I find Zopa easy to use and understand Reviewed on: 12th February 2026

I like the financial advice and interest on balance

4
I like the financial advice and interest on balance Reviewed on: 12th February 2026

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