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Zopa: Current account reviews

4.83
Based on 6,601 reviews, last reviewed 9th Sep 2026
99% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026
sarah h's avatar
sarah h

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6601)

Easy to open an account and good interest rates

5
Easy to open an account and good interest rates Reviewed on: 12th February 2026

Great Bank App

5
I’ve been using this banking app for a few months, and overall it’s been a smooth experience. The interface is clean, and everyday tasks like checking my balance, transferring money, or viewing transactions are quick and intuitive. Overall, it’s a reliable and convenient tool for managing my finances on the go.. Reviewed on: 12th February 2026

Great accounts and loans,products are useful fory fi...

5
Great accounts and loans,products are useful fory financial situation Reviewed on: 12th February 2026

Zopa are incredible constant help when neeeded

5
Zopa are incredible constant help when neeeded Reviewed on: 12th February 2026

Just a greperfectat bank with everything in one place

5
Just a great bank with everything in one place Reviewed on: 12th February 2026

Great service very easy to use great interest rate

5
Great service very easy to use great interest rate Reviewed on: 12th February 2026

Pleasant Experience

5
I have had a very pleasant, hassle-free experience banking with Zopa. The app is very easy to use as well. Reviewed on: 12th February 2026

It’s everything you need in a bank

5
Zopa offer great ways to save with very good interest rates and investment opportunities. They offer good advice, customer service is good and they’re easy to get hold of and very attentive. They an excellent range of products, user friendly app which is easy to navigate. I feel very happy as a customer here. Reviewed on: 12th February 2026

It is a great bank, I love the voice activated money...

5
It is a great bank, I love the voice activated money transfer service and the interest is high too. Reviewed on: 12th February 2026

Making managing money easier

5
Very easy and efficient for managing money. Reviewed on: 12th February 2026

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