Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Very easy to use and understanding account

Very easy to use and understanding account Reviewed on: 12th February 2026

Very good zopa app and card good for using abroad

Very good zopa app and card good for using abroad Reviewed on: 12th February 2026

Great features in one app..

Great features; cashback for bill direct debits, current account interest plus great interest rate for savings. It's taken over from my Monzo pots Reviewed on: 12th February 2026

Great account to use as savings, with a good rate of...

Great account to use as savings, with a good rate of interest Reviewed on: 12th February 2026

Everything your expectations are from a credit card

Everything your expectations are from a credit card Reviewed on: 12th February 2026

While using customer service my enquiries have been...

While using customer service my enquiries have been dealt with quickly and efficently .I have a good rate of interest on my fixed term savings account. Reviewed on: 12th February 2026

Easy to open.

Easy to open. Easy to view and understand. No complicated jargon. Earn interest on your current account. It’s like having your own personal branch in your pocket. Reviewed on: 12th February 2026

I've had great experience with Zopa.

I've had great experience with Zopa. Reviewed on: 12th February 2026

Get Zopa

It’s a great app great credit card and a great bank account Reviewed on: 12th February 2026

The process for getting a bank account is excellent...

The process for getting a bank account is excellent from start to finish and the process is explained so you understand it. Reviewed on: 12th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Smart current account (discontinued)
from Fidor Bank (inactive company) 3.23 from 13 reviews
Silver Added Value Account
from Lloyds Bank 4.28 from 22 reviews
Current account
from Handelsbanken 4.23 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub