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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
75% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Almost perfect current account

4
Almost perfect current account but still a few tweaks to getvthe perfect 10!! Reviewed on: 10th February 2026

Good customer su...

5
Smooth transactions, clear website, good customer support. Exvellent Reviewed on: 10th February 2026

Very helpful

5
Very helpful and knowledgeable and good customer service Reviewed on: 10th February 2026

Haven't needed to speak to customer service.

4
Haven't needed to speak to customer service. Reviewed on: 10th February 2026

Zopa products are very competitive with good support.

4
Zopa products are very competitive with good support. Reviewed on: 10th February 2026

I am very happy with all the support and service I h...

5
I am very happy with all the support and service I have received Reviewed on: 10th February 2026

Never had any problems with it would recommend

5
Never had any problems with it would recommend Reviewed on: 10th February 2026

Great rewards and rates and very robust and straight...

5
Great rewards and rates and very robust and straightforward online portal Reviewed on: 10th February 2026

Easy hassle free banking

5
I excellent app, easy to use, customer service is brilliant. Can’t fault them! Reviewed on: 10th February 2026

1st class

5
Easy to use, good interest rates, good choice of accounts available. Reviewed on: 10th February 2026

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