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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

75% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good card

Good card, easy app and good apr Reviewed on: 10th February 2026

Excellent

I had a great experienced,I definitely recommend recommend Zopa Reviewed on: 10th February 2026

Easy to set up account and the app looks great...

Easy to set up account and the app looks great too Reviewed on: 10th February 2026

All ways ready to help.

All ways ready to help probably the best online bank account available Reviewed on: 10th February 2026

Like very much this app

I joined recently and I really like it, it gives you good options to save money. The app is very customer friendly and the customer service is really helpful. Reviewed on: 10th February 2026

Very happy with everything zable as to offer

Very happy with everything zable as to offer Reviewed on: 10th February 2026

Ea-Z-y Pea-Z-y!

Opened a Zopa account. Very easy. I can transfer my money between all my accounts easily and efficiently. Everything is clearly explained. Reviewed on: 10th February 2026

ZUPER ZOPA

Great easy to use app with no issues ive put my other accounts on the app too so all banking done in one place Reviewed on: 10th February 2026

I find Zopa to have an enjoyable user experience in...

I find Zopa to have an enjoyable user experience in the app, and the savings offerings are very good. So far I’ve had no issues and would recommend the account to anyone looking for a new digital banking option. Reviewed on: 10th February 2026

Great banking

Never had an issue. Can set up separate 'savings pots' and interest is very competitive. Reviewed on: 10th February 2026

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