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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

75% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Best account out there.

Best account out there. Easy to use app and great customer service Reviewed on: 10th February 2026

Easy to deal with, great service

Easy to deal with, great service Reviewed on: 10th February 2026

Easy to use app, I love the borrowing power and good...

Easy to use app, I love the borrowing power and good loan rate Reviewed on: 10th February 2026

Excellent savings rates plus interest on your curren...

Excellent savings rates plus interest on your current account balance. Reviewed on: 10th February 2026

I am happy with Zopa bank.

I am happy with Zopa bank. Very reliable customer service Reviewed on: 10th February 2026

Simple to open an account.

Simple to open an account. Simple to use accounts. Explanations throughout if needed. I would never change from Zopa Reviewed on: 10th February 2026

Easy to set up accounts and customer service very he...

Easy to set up accounts and customer service very helpful. Rates of Interest competitive. Reviewed on: 10th February 2026

Love my account and credit card,it has gave me finan...

Love my account and credit card,it has gave me financial freedom at last! Reviewed on: 10th February 2026

I've had my full cashback and am getting the best in...

I've had my full cashback and am getting the best interest rates on my regular saver thank you so much Zopa is brilliant Reviewed on: 10th February 2026

Loved starting at the beginning , want to stay for t...

Loved starting at the beginning , want to stay for the long haul Reviewed on: 10th February 2026

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