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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

I find Zopa to have an enjoyable user experience in...

I find Zopa to have an enjoyable user experience in the app, and the savings offerings are very good. So far I’ve had no issues and would recommend the account to anyone looking for a new digital banking option. Reviewed on: 10th February 2026

Great banking

Never had an issue. Can set up separate 'savings pots' and interest is very competitive. Reviewed on: 10th February 2026

Best account out there.

Best account out there. Easy to use app and great customer service Reviewed on: 10th February 2026

Easy to deal with, great service

Easy to deal with, great service Reviewed on: 10th February 2026

Easy to use app, I love the borrowing power and good...

Easy to use app, I love the borrowing power and good loan rate Reviewed on: 10th February 2026

Excellent savings rates plus interest on your curren...

Excellent savings rates plus interest on your current account balance. Reviewed on: 10th February 2026

I am happy with Zopa bank.

I am happy with Zopa bank. Very reliable customer service Reviewed on: 10th February 2026

Simple to open an account.

Simple to open an account. Simple to use accounts. Explanations throughout if needed. I would never change from Zopa Reviewed on: 10th February 2026

Easy to set up accounts and customer service very he...

Easy to set up accounts and customer service very helpful. Rates of Interest competitive. Reviewed on: 10th February 2026

Love my account and credit card,it has gave me finan...

Love my account and credit card,it has gave me financial freedom at last! Reviewed on: 10th February 2026

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