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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

75% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

My experience has been amazing zopa has rebuilt my c...

My experience has been amazing zopa has rebuilt my credit rating and helped me get a loan Reviewed on: 10th February 2026

Met all my expectations

Met all my expectations and im happy Reviewed on: 10th February 2026

Good, will use more, might recommend to friends

Good, will use more, might recommend to friends Reviewed on: 10th February 2026

All positive, slight delay in getting my card but al...

All positive, slight delay in getting my card but all good Reviewed on: 10th February 2026

Super helpful friendly staff.

Super helpful friendly staff. I needed certain clarification on certain aspects which were dealt with swiftly. Reviewed on: 10th February 2026

Always easy to use the app - no more waiting on the...

Always easy to use the app - no more waiting on the telephone Reviewed on: 10th February 2026

EGreat account asy to use app.

Easy to use app. Interest on the balance in your account. Great linked regular saver Reviewed on: 10th February 2026

Brilliant and simple to manage and never had any iss...

Brilliant and simple to manage and never had any issues that I could not fix or a support contact would not help witg Reviewed on: 10th February 2026

Problem free and free banking.

Problem free and free banking. Highly recommended. Reviewed on: 10th February 2026

A very pleased customer.

Since opening my account I have been very pleased with the interest rate I have received and the ease of transferring money between accounts for the best interest. The biscuit account does offer tremendous interest rates, only wish I could transfer more into it. Reviewed on: 10th February 2026

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