Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Easy to deal with, great service

Easy to deal with, great service Reviewed on: 10th February 2026

Easy to use app, I love the borrowing power and good...

Easy to use app, I love the borrowing power and good loan rate Reviewed on: 10th February 2026

Excellent savings rates plus interest on your curren...

Excellent savings rates plus interest on your current account balance. Reviewed on: 10th February 2026

I am happy with Zopa bank.

I am happy with Zopa bank. Very reliable customer service Reviewed on: 10th February 2026

Simple to open an account.

Simple to open an account. Simple to use accounts. Explanations throughout if needed. I would never change from Zopa Reviewed on: 10th February 2026

Easy to set up accounts and customer service very he...

Easy to set up accounts and customer service very helpful. Rates of Interest competitive. Reviewed on: 10th February 2026

Love my account and credit card,it has gave me finan...

Love my account and credit card,it has gave me financial freedom at last! Reviewed on: 10th February 2026

I've had my full cashback and am getting the best in...

I've had my full cashback and am getting the best interest rates on my regular saver thank you so much Zopa is brilliant Reviewed on: 10th February 2026

Loved starting at the beginning , want to stay for t...

Loved starting at the beginning , want to stay for the long haul Reviewed on: 10th February 2026

My experience has been amazing zopa has rebuilt my c...

My experience has been amazing zopa has rebuilt my credit rating and helped me get a loan Reviewed on: 10th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Cater Allen 0.00 from 0 reviews
FlexAccount
from Nationwide 4.59 from 1110 reviews
Account (discontinued)
from Ditto Bank (inactive company) 3.84 from 4 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub