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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

75% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent product

Was a bit confusing as to how you qualify but clear now it has been explained properly by customer services. Excellent product and interest rates Reviewed on: 10th February 2026

A different and innovative type of bank

Easy to open. Good interest rates. A refreshing and different type to the main banks. Reviewed on: 10th February 2026

Easy and good value.

It’s been very easy to work with, the rates on the current account are excellent. Reviewed on: 10th February 2026

Transparency efficiency friendly

Transparency efficiency friendly Reviewed on: 10th February 2026

Easy to navigate and good interest

Easy to navigate and good interest Reviewed on: 10th February 2026

My experience with Zopa has been excellent they have...

My experience with Zopa has been excellent they have helped me out with so much I can’t recommend them enough money was taken out of my account and they was on it straight away best company ever I’d say absolutely fantastic Reviewed on: 10th February 2026

Zopa excellent interest rated

Zopa give excellent interest rates the accounts are very easy to set up and I have already recommended it to family members Reviewed on: 10th February 2026

Great customer service.

Great customer service. An easy and friendly app to use. Really helped me build me credit score! Reviewed on: 10th February 2026

First class bank.

First class bank with easy to follow app. Reviewed on: 10th February 2026

We don’t like going through a lot like uploading you...

We don’t like going through a lot like uploading your payslips etc Reviewed on: 10th February 2026

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