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Zopa: Current account reviews

4.82
Based on 6,598 reviews, last reviewed 23rd Jul 2026
100% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026
samone 's avatar
samone

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6598)

Met all my expectations

5
Met all my expectations and im happy Reviewed on: 10th February 2026

Good, will use more, might recommend to friends

5
Good, will use more, might recommend to friends Reviewed on: 10th February 2026

All positive, slight delay in getting my card but al...

5
All positive, slight delay in getting my card but all good Reviewed on: 10th February 2026

Super helpful friendly staff.

5
Super helpful friendly staff. I needed certain clarification on certain aspects which were dealt with swiftly. Reviewed on: 10th February 2026

Always easy to use the app - no more waiting on the...

5
Always easy to use the app - no more waiting on the telephone Reviewed on: 10th February 2026

EGreat account asy to use app.

5
Easy to use app. Interest on the balance in your account. Great linked regular saver Reviewed on: 10th February 2026

Brilliant and simple to manage and never had any iss...

5
Brilliant and simple to manage and never had any issues that I could not fix or a support contact would not help witg Reviewed on: 10th February 2026

Problem free and free banking.

5
Problem free and free banking. Highly recommended. Reviewed on: 10th February 2026

A very pleased customer.

5
Since opening my account I have been very pleased with the interest rate I have received and the ease of transferring money between accounts for the best interest. The biscuit account does offer tremendous interest rates, only wish I could transfer more into it. Reviewed on: 10th February 2026

Excellent product

3
Was a bit confusing as to how you qualify but clear now it has been explained properly by customer services. Excellent product and interest rates Reviewed on: 10th February 2026

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