Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

75% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Zopa has very good interest rates and I like that th...

Zopa has very good interest rates and I like that they are paid monthly. Reviewed on: 10th February 2026

Great banking

I’ve had a great experience with Zopa Bank so far. The app is simple, well-designed, and makes managing money stress-free. The savings account offers a good interest rate, and everything is clearly explained with no hidden surprises. Customer service has been quick, friendly, and genuinely helpful whenever I’ve needed them. Overall, Zopa feels trustworthy, modern, and very customer-focused. Reviewed on: 10th February 2026

Best ever

I cannot fault Zopa. Easy to use app. Reviewed on: 10th February 2026

Great interest rates good provider on internet

Great interest rates good provider on internet Reviewed on: 10th February 2026

Easy to use, great value.

Easy to use, great value. Does everything you expect. Market leading rates. Reviewed on: 10th February 2026

Biscuit offers more cash back on credit card spends...

Biscuit offers more cash back on credit card spends than other banks, more interest on my bank balance than other banks, and more interest on my savings than other banks. A great bank with lots of useful products Reviewed on: 10th February 2026

Since day one i have had track of my borrowing power...

Since day one i have had track of my borrowing power and credit score. Easy to use app, simple transfers and easy to understand credit card rates. Zopa has made things simple efficient and easy to use, manage and made a difference to personally how I bank. Reviewed on: 10th February 2026

Grehtat interest and the app is easy to use

Great interest and the app is easy to use Reviewed on: 10th February 2026

Just love this bank so glad I changed

Just love this bank so glad I changed Reviewed on: 10th February 2026

Excellent bank, highly recommended

Excellent bank, highly recommended Reviewed on: 10th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Silver Current Account
from RBS 4.56 from 29 reviews
Current account
from Unizest 2.60 from 2 reviews
Instant Access Multi Currency Account
from iFAST Global Bank 4.91 from 620 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69083 reviews
Credit card
from Zopa 4.94 from 44343 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub