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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Problem free and free banking.

Problem free and free banking. Highly recommended. Reviewed on: 10th February 2026

A very pleased customer.

Since opening my account I have been very pleased with the interest rate I have received and the ease of transferring money between accounts for the best interest. The biscuit account does offer tremendous interest rates, only wish I could transfer more into it. Reviewed on: 10th February 2026

Excellent product

Was a bit confusing as to how you qualify but clear now it has been explained properly by customer services. Excellent product and interest rates Reviewed on: 10th February 2026

A different and innovative type of bank

Easy to open. Good interest rates. A refreshing and different type to the main banks. Reviewed on: 10th February 2026

Easy and good value.

It’s been very easy to work with, the rates on the current account are excellent. Reviewed on: 10th February 2026

Transparency efficiency friendly

Transparency efficiency friendly Reviewed on: 10th February 2026

Easy to navigate and good interest

Easy to navigate and good interest Reviewed on: 10th February 2026

My experience with Zopa has been excellent they have...

My experience with Zopa has been excellent they have helped me out with so much I can’t recommend them enough money was taken out of my account and they was on it straight away best company ever I’d say absolutely fantastic Reviewed on: 10th February 2026

Zopa excellent interest rated

Zopa give excellent interest rates the accounts are very easy to set up and I have already recommended it to family members Reviewed on: 10th February 2026

Great customer service.

Great customer service. An easy and friendly app to use. Really helped me build me credit score! Reviewed on: 10th February 2026

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