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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

A different and innovative type of bank

Easy to open. Good interest rates. A refreshing and different type to the main banks. Reviewed on: 10th February 2026

Easy and good value.

It’s been very easy to work with, the rates on the current account are excellent. Reviewed on: 10th February 2026

Transparency efficiency friendly

Transparency efficiency friendly Reviewed on: 10th February 2026

Easy to navigate and good interest

Easy to navigate and good interest Reviewed on: 10th February 2026

My experience with Zopa has been excellent they have...

My experience with Zopa has been excellent they have helped me out with so much I can’t recommend them enough money was taken out of my account and they was on it straight away best company ever I’d say absolutely fantastic Reviewed on: 10th February 2026

Zopa excellent interest rated

Zopa give excellent interest rates the accounts are very easy to set up and I have already recommended it to family members Reviewed on: 10th February 2026

Great customer service.

Great customer service. An easy and friendly app to use. Really helped me build me credit score! Reviewed on: 10th February 2026

First class bank.

First class bank with easy to follow app. Reviewed on: 10th February 2026

We don’t like going through a lot like uploading you...

We don’t like going through a lot like uploading your payslips etc Reviewed on: 10th February 2026

Zopa has very good interest rates and I like that th...

Zopa has very good interest rates and I like that they are paid monthly. Reviewed on: 10th February 2026

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