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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great banking

I’ve had a great experience with Zopa Bank so far. The app is simple, well-designed, and makes managing money stress-free. The savings account offers a good interest rate, and everything is clearly explained with no hidden surprises. Customer service has been quick, friendly, and genuinely helpful whenever I’ve needed them. Overall, Zopa feels trustworthy, modern, and very customer-focused. Reviewed on: 10th February 2026

Best ever

I cannot fault Zopa. Easy to use app. Reviewed on: 10th February 2026

Great interest rates good provider on internet

Great interest rates good provider on internet Reviewed on: 10th February 2026

Easy to use, great value.

Easy to use, great value. Does everything you expect. Market leading rates. Reviewed on: 10th February 2026

Biscuit offers more cash back on credit card spends...

Biscuit offers more cash back on credit card spends than other banks, more interest on my bank balance than other banks, and more interest on my savings than other banks. A great bank with lots of useful products Reviewed on: 10th February 2026

Since day one i have had track of my borrowing power...

Since day one i have had track of my borrowing power and credit score. Easy to use app, simple transfers and easy to understand credit card rates. Zopa has made things simple efficient and easy to use, manage and made a difference to personally how I bank. Reviewed on: 10th February 2026

Grehtat interest and the app is easy to use

Great interest and the app is easy to use Reviewed on: 10th February 2026

Just love this bank so glad I changed

Just love this bank so glad I changed Reviewed on: 10th February 2026

Excellent bank, highly recommended

Excellent bank, highly recommended Reviewed on: 10th February 2026

Great rates

Very easy to use app and very happy with the rates … never had issue using my cards love the colours Reviewed on: 10th February 2026

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