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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

First class bank.

First class bank with easy to follow app. Reviewed on: 10th February 2026

We don’t like going through a lot like uploading you...

We don’t like going through a lot like uploading your payslips etc Reviewed on: 10th February 2026

Zopa has very good interest rates and I like that th...

Zopa has very good interest rates and I like that they are paid monthly. Reviewed on: 10th February 2026

Great banking

I’ve had a great experience with Zopa Bank so far. The app is simple, well-designed, and makes managing money stress-free. The savings account offers a good interest rate, and everything is clearly explained with no hidden surprises. Customer service has been quick, friendly, and genuinely helpful whenever I’ve needed them. Overall, Zopa feels trustworthy, modern, and very customer-focused. Reviewed on: 10th February 2026

Best ever

I cannot fault Zopa. Easy to use app. Reviewed on: 10th February 2026

Great interest rates good provider on internet

Great interest rates good provider on internet Reviewed on: 10th February 2026

Easy to use, great value.

Easy to use, great value. Does everything you expect. Market leading rates. Reviewed on: 10th February 2026

Biscuit offers more cash back on credit card spends...

Biscuit offers more cash back on credit card spends than other banks, more interest on my bank balance than other banks, and more interest on my savings than other banks. A great bank with lots of useful products Reviewed on: 10th February 2026

Since day one i have had track of my borrowing power...

Since day one i have had track of my borrowing power and credit score. Easy to use app, simple transfers and easy to understand credit card rates. Zopa has made things simple efficient and easy to use, manage and made a difference to personally how I bank. Reviewed on: 10th February 2026

Grehtat interest and the app is easy to use

Great interest and the app is easy to use Reviewed on: 10th February 2026

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