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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

75% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great rates

Very easy to use app and very happy with the rates … never had issue using my cards love the colours Reviewed on: 10th February 2026

Easy to set up and good interest rates atm

Easy to set up and good interest rates atm Reviewed on: 10th February 2026

It’s just really quick and easy.

It’s just really quick and easy. I love the app. Reviewed on: 10th February 2026

Easy to use, great rates.

The app is easy to use and set up with great savings rates on offer. Reviewed on: 10th February 2026

Really good service and happy with Zopa

Really good service and happy with Zopa Reviewed on: 10th February 2026

Really easy banking and good customer service

Really easy banking and good customer service Reviewed on: 10th February 2026

I have been using Zopa account for one year .

I have been using Zopa account for one year . I feel this is safe and value for money. It pays more interest rate than other bank . Reviewed on: 10th February 2026

Excellent service

Great service from the card and now the bank Reviewed on: 10th February 2026

Set up an account and found it easy to use and love...

Set up an account and found it easy to use and love the interest rates on savings Reviewed on: 10th February 2026

Great bank

Great bank well thought out and easy to use, good choice of savings and interest rates Reviewed on: 10th February 2026

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