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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Easy to set up and good interest rates atm

Easy to set up and good interest rates atm Reviewed on: 10th February 2026

It’s just really quick and easy.

It’s just really quick and easy. I love the app. Reviewed on: 10th February 2026

Easy to use, great rates.

The app is easy to use and set up with great savings rates on offer. Reviewed on: 10th February 2026

Really good service and happy with Zopa

Really good service and happy with Zopa Reviewed on: 10th February 2026

Really easy banking and good customer service

Really easy banking and good customer service Reviewed on: 10th February 2026

I have been using Zopa account for one year .

I have been using Zopa account for one year . I feel this is safe and value for money. It pays more interest rate than other bank . Reviewed on: 10th February 2026

Excellent service

Great service from the card and now the bank Reviewed on: 10th February 2026

Set up an account and found it easy to use and love...

Set up an account and found it easy to use and love the interest rates on savings Reviewed on: 10th February 2026

Great bank

Great bank well thought out and easy to use, good choice of savings and interest rates Reviewed on: 10th February 2026

Super bank

A lovely online bank, easy application process - would absolutely recommend Reviewed on: 10th February 2026

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