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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

75% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Super bank

A lovely online bank, easy application process - would absolutely recommend Reviewed on: 10th February 2026

No issues

Never really had any issues but when I did the customer support team dealt with its promptly and professionally Reviewed on: 10th February 2026

Good app, plenty of features

Good app, plenty of features and they keep adding more Reviewed on: 10th February 2026

Excellent .

Excellent it’s my best bank . The App is so easy to use Reviewed on: 10th February 2026

Fantastic company always there to help and solve thi...

Fantastic company always there to help and solve things quickly Reviewed on: 10th February 2026

Great app and competitive rates.

Great app and rates. Seems secure with handy notifications. Moving money between accounts and to payees very easy. Reviewed on: 10th February 2026

Good interest rates and cashback

Just had the account a few months, quite pleased with the cashback and interest rates. Let’s hope they remain a good incentive. Reviewed on: 10th February 2026

Good app, very easy to use.

Good app, very easy to use. No issues at all! Reviewed on: 10th February 2026

Account is simply amazing.

Account is simply amazing. Easy to use. Customer service is great and very responsive. Use this account as my main bank account now. Reviewed on: 10th February 2026

Great competitive savings rate and excellent customer

Great competitive savings rate and excellent customer Reviewed on: 10th February 2026

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