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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

75% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Helping me to build my credit score with the Zopa cr...

Helping me to build my credit score with the Zopa credit card Reviewed on: 10th February 2026

Any problems I’ve had has been swiftly rectified, no...

Any problems I’ve had has been swiftly rectified, no hassle and friendly service. Reviewed on: 10th February 2026

Easy to use the services and always keeps you well i...

Easy to use the services and always keeps you well informed. Reviewed on: 10th February 2026

Great banking overall

Easy to open accounts, great interest rates, choice of accounts, quick customer service advice Reviewed on: 10th February 2026

Simple to use

Just easy to use interest rates good Reviewed on: 10th February 2026

Zopa is an excellent place to start to safe and inve...

Zopa is an excellent place to start to safe and invest money Reviewed on: 10th February 2026

Zopa is great for savings

Zopa is great for savings, the interest rates are fantastic. I think the current account is good but it could be improved by being able to set transaction labels, search transactions, set up pots and be able to pay direct debits from them. Reviewed on: 10th February 2026

Nice Customer Service

Nice Customer Service, good interest rate Reviewed on: 10th February 2026

Par Excellence

Has been a life saver in some very desperate moments, Thank You Zopa Reviewed on: 10th February 2026

rything managed online via app - excellent , easy...

Everything managed online via app - excellent , easy snd quick to use and navigate .First class Provides ehatbi am forand hoped All in all perfect for my needs and objectives Reviewed on: 10th February 2026

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