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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Very helpful when I had a problem!

Very helpful when I had a problem! Excellent interest rates and simple to move money between accounts. Loan interest rates are very favourable compared to other lenders. Reviewed on: 10th February 2026

I haven’t used customer services.

I haven’t used customer services. I have had no need. Great savings accounts Reviewed on: 10th February 2026

Straight forward banking with extras

Straight forward banking with extras Reviewed on: 10th February 2026

Great to get interest on current account balance

Great account, easy process to apply and open the account. Great to get interest on my current account balance. Reviewed on: 10th February 2026

Great features, easy to use.

The current account gives interest on the balance, which is rare. There's also cashback on direct debits. I got the offer of a great interest rate on the savings account for a year by transferring £500 in a month, which can be moved out afterwards. Excellent customer service. Only disadvantage is that the switch service isn't available, so this limits use. Not sure if I can get a joint account either. Reviewed on: 10th February 2026

Saver feedback

Easy to use app and good interest rates helping me save Reviewed on: 10th February 2026

Great app great service.

Great app great service. Easy to use Reviewed on: 10th February 2026

Helpful to me

Helped me to get used to the accounts , lovely to have interest on current account Reviewed on: 10th February 2026

Great credit card and great support

Great credit card and great support Reviewed on: 10th February 2026

Helping me to build my credit score with the Zopa cr...

Helping me to build my credit score with the Zopa credit card Reviewed on: 10th February 2026

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